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First Busey Corporation BUSE Banking — Interest Expense

Other segment segments

FirsTech
$0
Wealth Management
$0

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Other financials

Income statement

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Revenue$196.7M-0.7%
Net income$63.2M+33.3%
EPS (diluted)$0.69+32.7%

Balance sheet

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Cash & equivalents$665.4M-9.8%
Total debt$164.2M+30.5%
Total equity$2.4B-1.2%
Total assets$18.2B-3.8%

Cash flow

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Operating cash flow$41.5M-16.2%
CapEx$2.3M-32.6%
Free cash flow$39.2M-15.0%

Valuation

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Market cap$2.59B+30.5%
Enterprise value$2.09B+52.3%
P/E11.2×-14.4×
P/S3.3×-0.3×

Profitability

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Net margin29.3%+15.4pp
FCF margin26.4%-2.7pp

Returns & leverage

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Return on equity9.6%+5.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: First Busey Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000314489-26-000055
(dollars in thousands)BankingWealth ManagementFirs TechOtherTotal
Interest income$224,349$76$224,425
Intersegment interest income14(14)
Interest expense69,4102,61372,023
Intersegment interest expense300(300)
Net interest income154,63914(2,251)152,402
Provision for credit losses2,1892,189
Net interest income after provision for credit losses152,45014(2,251)150,213
Noninterest income

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Busey Corporation's banking — interest expense?
First Busey Corporation (BUSE) reported banking — interest expense of $69.41M in Q2 2026.
How has First Busey Corporation's banking — interest expense changed year-over-year?
First Busey Corporation's banking — interest expense decreased by 23.1% year-over-year, from $90.25M to $69.41M.
What is the long-term trend for First Busey Corporation's banking — interest expense?
Over 3 years (2022 to 2025), First Busey Corporation's banking — interest expense has grown at a 155.0% compound annual growth rate (CAGR), from $18.69M to $310.06M.
What does banking — interest expense mean?
The total cost incurred by the banking segment to fund its operations, primarily through interest paid on customer deposits, borrowings, and other debt obligations. This is a critical component of the net interest margin calculation. Managing this expense is vital for maintaining profitability, especially during periods of rising market interest rates.

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