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F.N.B. Corporation FNB Community Banking — Interest Expense

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Other financials

Income statement

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Revenue$450.0M+9.5%
Net income$137.0M+17.1%
EPS (diluted)$0.38+18.8%

Balance sheet

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Cash & equivalents$2.7B+8.8%
Total debt$4.4B-6.6%
Total equity$6.8B+6.0%
Total assets$50.6B+3.3%

Cash flow

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Operating cash flow$151.0M+136%
CapEx$18.0M-14.3%
Free cash flow$133.0M+209%

Valuation

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Market cap$6.49B+23.5%
Enterprise value$8.27B+8.5%
P/E11.1×-0.3×
P/S3.6×+0.3×

Profitability

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Net margin32.4%+3.7pp
FCF margin25.8%+2.3pp

Returns & leverage

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Return on equity8.9%+1.4pp
Debt / equity0.7×-0.1×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: F.N.B. Corporation’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is F.N.B. Corporation's community banking — interest expense?
F.N.B. Corporation (FNB) reported community banking — interest expense of $202M in Q1 2026.
How has F.N.B. Corporation's community banking — interest expense changed year-over-year?
F.N.B. Corporation's community banking — interest expense decreased by 8.6% year-over-year, from $221M to $202M.
What is the long-term trend for F.N.B. Corporation's community banking — interest expense?
Over 4 years (2021 to 2025), F.N.B. Corporation's community banking — interest expense has grown at a 78.9% compound annual growth rate (CAGR), from $86M to $881M.
What does community banking — interest expense mean?
Reflects the total interest costs incurred by the community banking segment on deposits, borrowings, and other interest-bearing liabilities. It serves as a key indicator of the bank's cost of funds and its sensitivity to interest rate fluctuations.