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Wintrust Financial WTFC Community Banking — Interest Expense
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Where this comes from
Reported directly by Wintrust Financial in its filing.
Tagged under the XBRL concept us-gaap:InterestExpense.
The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 4:47 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001015328-26-000022
| (In thousands) / Three Months Ended June 30, 2026: | Community Banking | Specialty Finance | Wealth Management | Total Operating Segments | Intersegment Eliminations | Consolidated |
|---|---|---|---|---|---|---|
| Interest income | $816,613 | $122,632 | $8,874 | $948,119 | $13,293 | $961,412 |
| Interest expense | 346,163 | 17,784 | 99 | 364,046 | — | 364,046 |
| Net interest income | 470,450 | 104,848 | 8,775 | 584,073 | 13,293 | 597,366 |
| Provision for credit losses | 21,369 | 1,765 | — | 23,134 | — | 23,134 |
| Non-interest income | 86,606 | 36,591 | 43,412 | 166,609 | (25,340) | 141,269 |
| Non-interest expense: | ||||||
| Salaries | 100,759 | 17,891 | 10,819 | 129,469 | 406 | 129,875 |
| Commissions and incentive compensation | 37,327 | 11,454 | 13,682 | 62,463 | — | 62,463 |
ITEM 1. FINANCIAL STATEMENTS
FAQ
- What is Wintrust Financial's community banking — interest expense?
- Wintrust Financial (WTFC) reported community banking — interest expense of $346.16M in Q2 2026.
- How has Wintrust Financial's community banking — interest expense changed year-over-year?
- Wintrust Financial's community banking — interest expense decreased by 4.8% year-over-year, from $363.66M to $346.16M.
- What is the long-term trend for Wintrust Financial's community banking — interest expense?
- Over 3 years (2022 to 2025), Wintrust Financial's community banking — interest expense has grown at a 84.9% compound annual growth rate (CAGR), from $231.29M to $1.46B.
- What does community banking — interest expense mean?
- Represents the total interest costs incurred by the community banking segment on deposits, borrowings, and other interest-bearing liabilities. This metric reflects the cost of funding the segment's loan portfolio and investment activities. It is a primary driver of the segment's net interest margin.
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