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Wintrust Financial WTFC Community Banking — Interest Expense

Other segment segments

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$17.49M+68.3%
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$139K-2.8%

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Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpense.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's community banking — interest expense?
Wintrust Financial (WTFC) reported community banking — interest expense of $330.9M in Q1 2026.
How has Wintrust Financial's community banking — interest expense changed year-over-year?
Wintrust Financial's community banking — interest expense decreased by 5.4% year-over-year, from $349.96M to $330.9M.
What is the long-term trend for Wintrust Financial's community banking — interest expense?
Over 3 years (2022 to 2025), Wintrust Financial's community banking — interest expense has grown at a 84.9% compound annual growth rate (CAGR), from $231.29M to $1.46B.
What does community banking — interest expense mean?
The total interest paid by the community banking division on its liabilities.
How do you interpret community banking — interest expense?
An increase suggests higher funding costs or a larger deposit base, while a decrease may indicate lower market rates or reduced reliance on interest-bearing funding.
How does community banking — interest expense compare across companies?
Standard across all retail and commercial banking segments; peers typically report this as interest expense on deposits and borrowings.