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Wintrust Financial WTFC Free cash flow margin

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Calculated from Wintrust Financial’s reported figures.

Based on trailing twelve months.

The source filing: Wintrust Financial’s 10-Q, filed August 6, 2025. Open the filing →

Filed
Aug 6, 2025
Fiscal quarter
Q2 FY2025
Calendar quarter
Q2 2025
Accession
0001015328-25-000188

FAQ

What is Wintrust Financial's free cash flow margin?
Wintrust Financial (WTFC) reported free cash flow margin of 23.1% in Q2 2024.
How has Wintrust Financial's free cash flow margin changed year-over-year?
Wintrust Financial's free cash flow margin decreased by 45.2% year-over-year, from 42.2% to 23.1%.
What is the long-term trend for Wintrust Financial's free cash flow margin?
Over 3 years (2020 to 2023), Wintrust Financial's free cash flow margin has grown at a -4.6% compound annual growth rate (CAGR), from -35.4% to 30.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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