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Discontinued — last reported Q4 '25

Free cash flow at other companies

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Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%

Valuation

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Market cap$10.89B+30.1%
P/E12.1×+0.8×
P/S3.9×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Calculated from Wintrust Financial’s reported figures.

The source filing: Wintrust Financial’s 10-K, filed February 26, 2026. Open the filing →

Filed
Feb 26, 2026, 4:34 PM EST
Fiscal year
FY2025
Accession
0001015328-26-000007

FAQ

What is Wintrust Financial's free cash flow?
Wintrust Financial (WTFC) reported free cash flow of $215.1M in Q4 2025.
How has Wintrust Financial's free cash flow changed year-over-year?
Wintrust Financial's free cash flow decreased by 54.4% year-over-year, from $471.24M to $215.1M.
What is the long-term trend for Wintrust Financial's free cash flow?
Over 3 years (2021 to 2025), Wintrust Financial's free cash flow has grown at a -7.1% compound annual growth rate (CAGR), from $1.07B to $860.4M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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