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Old Second Bancorp OSBC Free cash flow margin

Free cash flow margin at other companies

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19.5%
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Other financials

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Cash flow

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Operating cash flow$28.6M+17.9%
CapEx$667.0K-15.5%
Free cash flow$27.9M+19.0%

Valuation

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Market cap$1.29B+46.4%
Enterprise value$1.53B
P/E14×+3.4×
P/S3.4×+0.4×

Profitability

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Net margin24.2%-4.4pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×

Where this comes from

Calculated from Old Second Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000357173-26-000045

FAQ

What is Old Second Bancorp's free cash flow margin?
Old Second Bancorp (OSBC) reported free cash flow margin of 37.3% in Q2 2026.
How has Old Second Bancorp's free cash flow margin changed year-over-year?
Old Second Bancorp's free cash flow margin increased by 1.3% year-over-year, from 36.8% to 37.3%.
What is the long-term trend for Old Second Bancorp's free cash flow margin?
Over 2 years (2022 to 2025), Old Second Bancorp's free cash flow margin has grown at a -3.6% compound annual growth rate (CAGR), from 37.3% to 34.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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