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Old Second Bancorp OSBC Return on equity

Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
Wintrust Financial logo
Wintrust FinancialWTFC
12.3%+0.8pp
Northwest Bancshares logo
Northwest BancsharesNWBI
7.5%+0.3pp
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
9.4%+7.2pp
Old National Bancorp logo
Old National BancorpONB
10.1%+0.8pp
Financial Institutions logo
Financial InstitutionsFISI
12.9%+10.1pp

Other financials

Income statement

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Revenue$93.8M+28.3%
Net income$25.6M+29.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$115.7M-54.8%
Total debt$200.0M
Total equity$893.3M+28.6%
Total assets$6.8B+19.6%

Cash flow

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Operating cash flow$36.9M+107%
CapEx$769.0K-52.2%
Free cash flow$36.2M+123%

Valuation

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Market cap$1.18B+56.4%
Enterprise value$1.26B
P/E13.7×+4.7×
P/S3.3×+0.7×

Profitability

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Net margin23.9%-5.2pp
FCF margin38.3%+6.0pp

Returns & leverage

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Debt / equity0.2×

Where this comes from

Calculated from Old Second Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Second Bancorp's return on equity?
Old Second Bancorp (OSBC) reported return on equity of 10.8% in Q1 2026.
How has Old Second Bancorp's return on equity changed year-over-year?
Old Second Bancorp's return on equity decreased by 16.5% year-over-year, from 13% to 10.8%.
What is the long-term trend for Old Second Bancorp's return on equity?
Over 4 years (2020 to 2025), Old Second Bancorp's return on equity has grown at a 1.9% compound annual growth rate (CAGR), from 9.5% to 10.2%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.