Connect your AI

Old Second Bancorp OSBC Net margin

Net margin at other companies

JPMorgan ChaseJPM

31.5%-1.5pp

Wintrust FinancialWTFC

26.6%-2.0pp

Northwest BancsharesNWBI

19.8%-1.2pp

Eastern Bankshares, Inc.EBC

35.1%+24.6pp

Old National BancorpONB

27.7%-1.5pp

Financial InstitutionsFISI

31.5%—

Other financials

Income statement

Revenue$93.8M+28.3%

Net income$25.6M+29.0%

EPS (diluted)$0.48+11.6%

Balance sheet

Cash & equivalents$115.7M-54.8%

Total debt$200.0M—

Total equity$893.3M+28.6%

Total assets$6.8B+19.6%

Cash flow

Operating cash flow$36.9M+107%

CapEx$769.0K-52.2%

Free cash flow$36.2M+123%

Valuation

Market cap$1.18B+56.4%

Enterprise value$1.26B—

P/E13.7×+4.7×

P/S3.3×+0.7×

Profitability

FCF margin38.3%+6.0pp

Returns & leverage

Return on equity10.8%-2.1pp

Debt / equity0.2×—

Where this comes from

Calculated from Old Second Bancorp’s reported figures.

net income/total revenue=23.9%

Based on trailing twelve months.

The official record: Old Second Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Old Second Bancorp's net margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is Old Second Bancorp's net margin?: Old Second Bancorp (OSBC) reported net margin of 23.9% in Q1 2026.
How has Old Second Bancorp's net margin changed year-over-year?: Old Second Bancorp's net margin decreased by 17.7% year-over-year, from 29.1% to 23.9%.
What is the long-term trend for Old Second Bancorp's net margin?: Over 4 years (2020 to 2025), Old Second Bancorp's net margin has grown at a 2.4% compound annual growth rate (CAGR), from 21.5% to 23.7%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.