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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
Wintrust Financial logo
Wintrust FinancialWTFC
26.6%-2.0pp
Northwest Bancshares logo
Northwest BancsharesNWBI
21.7%-2.2pp
Old National Bancorp logo
Old National BancorpONB
31.4%+4.4pp
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
26.2%+1.2pp
Financial Institutions logo
Financial InstitutionsFISI
32.4%

Other financials

Income statement

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Revenue$96.6M+28.6%
Net income$28.2M+29.1%
EPS (diluted)$0.54+12.5%

Balance sheet

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Cash & equivalents$143.3M+1.1%
Total debt$375.0M
Total equity$902.8M+25.6%
Total assets$6.9B+20.5%

Cash flow

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Operating cash flow$28.6M+17.9%
CapEx$667.0K-15.5%
Free cash flow$27.9M+19.0%

Valuation

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Market cap$1.29B+46.4%
Enterprise value$1.53B
P/E14×+3.4×
P/S3.4×+0.4×

Profitability

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FCF margin37.3%+0.5pp

Returns & leverage

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Return on equity11.4%-1.1pp
Debt / equity0.4×

Where this comes from

Calculated from Old Second Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: Old Second Bancorp’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000357173-26-000045

FAQ

What is Old Second Bancorp's net margin?
Old Second Bancorp (OSBC) reported net margin of 24.2% in Q2 2026.
How has Old Second Bancorp's net margin changed year-over-year?
Old Second Bancorp's net margin decreased by 15.3% year-over-year, from 28.6% to 24.2%.
What is the long-term trend for Old Second Bancorp's net margin?
Over 4 years (2020 to 2025), Old Second Bancorp's net margin has grown at a 2.4% compound annual growth rate (CAGR), from 21.5% to 23.7%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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