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Other financials

Income statement

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Revenue$223.6M+82.8%
Gross profit$165.7M+87.8%
Net income$49.7M+62.6%
EPS (diluted)$2.50+65.6%

Balance sheet

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Cash & equivalents$555.2M+68.5%
Total debt$23.6M-1.7%
Total equity$701.9M+24.6%
Total assets$7.5B+106%

Cash flow

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Operating cash flow$276.9M+109%

Valuation

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Market cap$1.52B+63.5%
Enterprise value$985.51M+58.3%
P/E9.9×+2.3×
P/S2.1×+0.1×

Profitability

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Gross margin73%+1.3pp
Net margin21.1%-5.7pp
FCF margin72.3%

Returns & leverage

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Return on equity24.3%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: Atlanticus Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026279
Line itemJune 30, 2026December 31, 2025
Cash and cash equivalents (including $225.8 million and $209.6 million associated with variable interest entities at June 30, 2026 and December 31, 2025, respectively)$555,215$621,093
Restricted cash and cash equivalents (including $51.2 million and $117.6 million associated with variable interest entities at June 30, 2026 and December 31, 2025, respectively)89,965146,314
Loans at fair value (including $6,466.1 million and $6,522.9 million associated with variable interest entities at June 30, 2026 and December 31, 2025, respectively)6,658,7486,647,882
Loans at amortized cost, net (including $3.7 million and $4.1 million of allowance for credit losses at June 30, 2026 and December 31, 2025, respectively; and $18.2 million and $20.1 million of deferred revenue at June 30, 2026 and December 31, 2025, respectively)77,73182,884
Property at cost, net of depreciation10,86712,589
Intangible assets, net (Note 2)25,13030,268
Operating lease right-of-use assets13,88615,104
Prepaid expenses and other assets, net60,22866,954

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FAQ

What is Atlanticus Holdings Corporation's financing receivables?
Atlanticus Holdings Corporation (ATLC) reported financing receivables of $77.73M in Q2 2026.
How has Atlanticus Holdings Corporation's financing receivables changed year-over-year?
Atlanticus Holdings Corporation's financing receivables decreased by 5.2% year-over-year, from $82.01M to $77.73M.
What is the long-term trend for Atlanticus Holdings Corporation's financing receivables?
Over 3 years (2022 to 2025), Atlanticus Holdings Corporation's financing receivables has grown at a -64.8% compound annual growth rate (CAGR), from $1.91B to $82.88M.
What does financing receivables mean?
Receivables arising from financing activities, such as loans or lease receivables.

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