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Capital One Financial COF Financing Receivables

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Segments

By segment

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Credit Card$275.41B+2.1%
Commercial Banking$91.29B+3.3%
Consumer Banking$90.47B+11.4%

Other financials

Income statement

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Revenue$15.9B+26.9%
Net income$3.0B+171%
EPS (diluted)$4.73+155%

Balance sheet

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Cash & equivalents$55.9B-9.3%
Total debt$46.1B-13.7%
Total equity$113.79B+2.6%
Total assets$673.84B+2.3%

Cash flow

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Operating cash flow$8.4B+39.2%
CapEx$367.0M-8.0%
Free cash flow$8.1B+42.5%

Valuation

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Market cap$133.59B+0.3%
Enterprise value$123.78B-1.0%
P/E12.7×
P/S2.2×-1.0×

Profitability

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Net margin17%
FCF margin47.9%+5.2pp

Returns & leverage

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Return on equity9.4%
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Capital One Financial in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: Capital One Financial’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 5:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000927628-26-000089
(Dollars in millions, except per share-related data)June 30, 2026December 31, 2025
Loans held in consolidated trusts25,72827,957
Total loans held for investment457,168453,622
Allowance for credit losses(22,966)(23,409)
Net loans held for investment434,202430,213
Loans held for sale ($206 million and $755 million carried at fair value as of June 30, 2026 and December 31, 2025, respectively)264760
Premises and equipment, net6,2445,602
Interest receivable3,4323,492
Goodwill31,86628,509

Item 1. Financial Statements

FAQ

What is Capital One Financial's financing receivables?
Capital One Financial (COF) reported financing receivables of $434.2B in Q2 2026.
How has Capital One Financial's financing receivables changed year-over-year?
Capital One Financial's financing receivables increased by 4.5% year-over-year, from $415.42B to $434.2B.
What is the long-term trend for Capital One Financial's financing receivables?
Over 5 years (2020 to 2025), Capital One Financial's financing receivables has grown at a 12.8% compound annual growth rate (CAGR), from $236.06B to $430.21B.

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