Current Assets
Financing Receivables
Capital One Financial Financing Receivables decreased by 1.4% to $424.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 37.8%, from $307.70B to $424.12B. Over 5 years (FY 2020 to FY 2025), Financing Receivables shows an upward trend with a 12.8% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ1 2026May 7, 2026
How to read this metric
Growth generally signals expansion of the lending business, while a decline may indicate contraction or a shift in capital allocation strategy.
Detailed definition
Financing receivables represent the aggregate contractual amounts due from customers arising from lending and leasing ac...
Peer comparison
Standard metric across all commercial and retail banking institutions.
Metric ID:
financing_receivablesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $237.25B | $249.82B | $265.91B | $269.16B | $284.89B | $291.73B | $299.09B | $294.52B | $296.68B | $299.83B | $305.18B | $299.77B | $301.54B | $303.71B | $311.52B | $307.70B | $415.42B | $420.06B | $430.21B | $424.12B |
| QoQ Change | — | +5.3% | +6.4% | +1.2% | +5.8% | +2.4% | +2.5% | -1.5% | +0.7% | +1.1% | +1.8% | -1.8% | +0.6% | +0.7% | +2.6% | -1.2% | +35.0% | +1.1% | +2.4% | -1.4% |
| YoY Change | — | — | — | — | +20.1% | +16.8% | +12.5% | +9.4% | +4.1% | +2.8% | +2.0% | +1.8% | +1.6% | +1.3% | +2.1% | +2.6% | +37.8% | +38.3% | +38.1% | +37.8% |
Range$237.25B – $430.21B
CAGR+13.0%
Avg YoY Growth+14.3%
Median YoY Growth+6.8%
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Credit Card | $153.90B | $156.65B | $162.51B | $157.19B | $269.71B | $271.04B | $279.57B | $270.56B |
| Commercial Banking | $88.63B | $86.83B | $87.18B | $87.51B | $88.36B | $88.89B | $89.26B | $90.32B |
| Consumer Banking | $75.66B | $76.76B | $78.09B | $78.90B | $81.23B | $83.23B | $84.79B | $86.87B |
| Total | $301.54B | $303.71B | $311.52B | $307.70B | $415.42B | $420.06B | $430.21B | $424.12B |
Financing Receivables at Other Companies
Frequently Asked Questions
- What is Capital One Financial's financing receivables?
- Capital One Financial (COF) reported financing receivables of $424.12B in Q1 2026.
- How has Capital One Financial's financing receivables changed year-over-year?
- Capital One Financial's financing receivables increased by 37.8% year-over-year, from $307.70B to $424.12B.
- What is the long-term trend for Capital One Financial's financing receivables?
- Over 5 years (2020 to 2025), Capital One Financial's financing receivables has grown at a 12.8% compound annual growth rate (CAGR), from $236.06B to $430.21B.
- What does financing receivables mean?
- The total amount of money owed to the bank by customers for loans and lease agreements.