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Capital One Financial Balance Sheet Statement

Assets, liabilities, and shareholders' equity

Capital One Financial holds $682.91B in total assets. Shareholders' equity is $112.26B against $55.1B in total debt. Cash and equivalents total $79.3B. Based on the Q1 2026 filing.

Total Assets$682.91BTotal Stockholders Equity$112.26BLong Term Debt$51.9BCash And Equivalents$79.3B
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$113.28B
P/E Ratio35.15
ROE3.67%

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accrued interest$666M$646M$888M$826M$844M$827M
Federal funds purchased and securities sold under repurchase agreements$562M$573M$742M$616M$587M$626M
Time Deposits Above FDIC Insurance Limit$15.2B$12.6B$16B$16.9B$17.4B$17.7B
Current portion of long-term debt$562M$573M$742M$616M$1.1B$1.6B
Derivative Liabilities - Fair Value$1.7B$1.8B$1.7B$1.5B$1.6B$2.6B
Derivative Liabilities, Gross$2B$2.2B$2.5B$2B$2.1B$2.9B
Derivative Liabilities - Not Offset Policy Election Deduction$2B$2.2B$2.5B$2B$2.1B$2.9B
Deposits$362.7B$367.5B$468.1B$468.8B$475.8B$489.1B
Noninterest-bearing deposits$26.1B$26.5B$27.9B$27.6B$27.4B$27.9B
Lending commitments held for investment - individually evaluated—$225M$197M$158M$225M$173M
Repurchase Agreements - Gross$562M$573M$742M$616M$587M$626M
Short-term borrowings$562M$573M$742M$616M$1.1B$1.6B

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$36.4B$36.7B$63.5B$63.7B$64B$64.3B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss$9.9B$8.7B$8.4B$7.6B$7.1B$7.1B
Accumulated other comprehensive income (loss)-$9.3B-$7.5B-$6.8B-$5.9B-$5.5B-$5.9B
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively$7M$7M$7M$7M$7M$7M
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding$0$0$0$0$0$0
Investments - Gross Unrealized Losses$70.5B$65.6B$67.1B$58.8B$54.4B$62.4B
Preferred stock$4.8B$4.8B$5.4B$5.4B$5.4B$5.4B
Retained earnings$64.5B$65.6B$60.9B$63.6B$65.2B$66.8B
Total liabilities and stockholders' equity$490.1B$493.6B$659B$661.9B$669B$682.9B
Total stockholders' equity$60.8B$63.5B$111B$113.8B$113.6B$112.3B
Treasury stock$30.9B$31.2B$6.6B$7.6B$10.1B$12.9B

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Available-for-Sale Debt Securities - Amortized Cost (1-5 Years)—————$9.8B
Available-for-Sale Debt Securities - Amortized Cost (6-10 Years)—————$8.8B
Allowance for credit losses$16.3B$15.9B$23.9B$23.1B$23.4B$23.6B
Gross loans$327.8B$323.6B$439.3B$443.2B$453.6B$447.8B
Purchased Credit Deteriorated Loans$311.5B$307.7B$415.4B$420.1B$430.2B$424.1B
Goodwill$15.1B$15.1B$28.3B$28.9B$28.5B$28.5B
Goodwill and Intangible Assets, Net$15.3B$15.3B$46.5B$45.9B$45.1B$44.6B
Held-to-Maturity Debt Securities - Fair Value—————$1.3B
Indefinite-Lived Intangible Assets$8M—$5.4B$5B$5B$5B
Indefinite-Lived Intangible Assets, Gross$8M—$5.4B$5B$5B$5B
Indefinite-Lived Research and Development Assets$8M—$5.4B$5B$5B$5B
Indefinite-Lived Trademarks$8M—$5.4B$5B$5B$5B
Mortgage servicing rights$344M$332M$323M$309M$303M$301M
Cash and Due from Banks$3B$4.1B$4.9B$4.6B$3B$4.6B
Securities————$91.1B$92.3B
Intangible assets — net$225M—$12.8B$12.1B$11.6B$11.1B
Other intangible assets—net$233M$216M$18.2B$17B$16.6B$16.1B
Goodwill and intangible assets, net$15.3B$15.3B$46.5B$45.9B$45.1B$44.6B
Interest-Bearing Deposits in Banks and Other Financial Institutions$40.2B$44.5B$54.3B$50.7B$54.4B$71.9B
Other Assets$29.4B$29.6B$30.9B$30B$30.7B$33.2B
Property and equipment, net$4.5B$4.6B$5.7B$5.6B$5.6B$5.7B
Investment - Proportional Amortization Method$5.3B$5.2B$5.7B$5.8B$6.2B$6.2B
Total assets$490.1B$493.6B$659B$661.9B$669B$682.9B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)—$4.3B$4B$3.8B—$2.2B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)$55.3B$54.7B$54.5B$55.1B$52.2B$47.6B
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$15.2B$10.9B$12.6B$3.7B$2.2B$14.8B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value$55.3B$54.7B$54.5B$55.1B$52.2B$47.6B
AFS and Trading Securities - Unrealized Loss Position Fair Value$70.5B$65.6B$67.1B$58.8B$54.4B$62.4B
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$15.2B$10.9B$12.6B$3.7B$2.2B$14.8B
Cash and cash equivalents$43.7B$49B$61.6B$58.5B$62.1B$79.3B
Cash, Cash Equivalents, and Federal Funds Sold$43.2B$48.6B$59.1B$55.3B$57.4B$76.5B
Securities Received As Collateral$18M$5M$7M$1M$1M$1M
Derivative Assets - Fair Value$2.2B$2.3B$2.4B$2.1B$2.2B$3.4B
Equipment Installment Plan Receivables, Gross—$323.6B$439.3B$443.2B—$447.8B
Derivative assets$1.2B$1.6B$1.9B$1.6B$1.8B$2.9B
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance$846M$563M$615M$672M$722M$710M
Financing Receivables$311.5B$307.7B$415.4B$420.1B$430.2B$424.1B
Loans held for sale$202M$686M$198M$670M$760M$186M
Nonaccrual Loans - No Related Allowance————$1.8B$1.8B
Restricted cash$441M$392M$2.5B$3.2B$4.7B$2.8B

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Aggregate Notional Principal Outstanding$325.8B$330.8B$349.6B$367.9B$385.7B$396.7B
Nonperforming Loans and Leases Percentage0.6%0.6%0.4%0.4%0.4%0.4%
Gross Assets/Liabilities$1.7B$1.8B$1.7B$1.5B$1.6B$2.6B
Tax credit investments————$6.2B$6.2B
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax$10.1B$8.8B$8.5B$7.6B$7.1B$7.2B
Gross Unrealized Gains$148M$209M$241M$361M$486M$330M
1&#160;Year&#160;or&#160;Less—$4.3B$4B$3.8B—$2.2B
After 5 Years through&#160;10&#160;Years—$5.8B$6.6B$7.5B—$8.6B
After 10 Years—————$76.7B
After 10 Years—$67.4B$67.6B$69.5B—$70.1B
After&#160;1&#160;Year through&#160;5&#160;Years—$6.9B$9B$9B—$9.8B
Common stock, par value (in dollars per share)$0.01$0.01$0.01$0.01$0.01$0.01
Common stock, shares authorized (in shares)1B1B1B1B1B1B
Common stock, shares issued (in shares)702.2M705.8M706.7M707.7M708.5M712.7M
Common Stock, Shares, Outstanding381.2M383M639.5M635.7M625.1M615.9M
Cost or Amortized Cost$93B$92.9B$95.4B$96.9B$97.7B$97.5B
Available-for-sale securities, allowance for credit loss$4M$3M$3M$3M$3M$3M
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss$9.9B$8.7B$8.4B$7.6B$7.1B$7.1B
Less than 12 months$15.2B$10.9B$12.6B$3.7B$2.2B$14.8B
12 months or more$55.3B$54.7B$54.5B$55.1B$52.2B$47.6B
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss$194M$84M$87M$8M$6M$107M
Estimated Fair Value$83B$84.4B$87.2B$89.7B$91.1B$90.6B
Debt Securities, Available-for-Sale, Maturity, Rolling after 10 Years, Weighted Average Yield—————0
Debt Securities, Available-for-Sale, Maturity, Rolling after 5 through 10 Years, Weighted Average Yield—————0
Debt Securities, Available-for-Sale, Maturity, Rolling after One Through Five Years, Weighted Average Yield—————0
Debt Securities, Available-for-Sale, Maturity, Rolling within One Year, Weighted Average Yield—————0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss$10.1B$8.8B$8.5B$7.6B$7.1B$7.2B
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions2740.002480.002520.002330.002270.002390.00
Debt Securities, Available-for-Sale, Unrealized Loss Position$70.5B$65.6B$67.1B$58.8B$54.4B$62.4B
Debt Securities, Available-for-Sale, Weighted Average Yield—000—0
Debt securities, held-to-maturity, allowance for credit loss (less than)—————$0
Fair Value—————$1.7B
Held-to-maturity securities, fair value————$0$1.7B
After 10 years—————0
5-10 years—————0
1-5 years—————0
Within 1 year—————0
Debt Securities, Held-to-Maturity, Weighted Average Yield—————0
Deposit liability, uninsured$10.1B$8.8B$10.9B$13.7B$12.9B$13.4B
Derivative Asset, Subject to Master Netting Arrangement, Collateral, Obligation to Return Cash, Offset Against Derivative Asset$854M$377M$103M$165M$106M$236M
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset$202M$314M$429M$316M$302M$284M
Derivative Asset, Subject to Master Netting Arrangement, Gross Liability and Collateral, Obligation to Return Cash, Offset$1.1B$691M$532M$481M$408M$520M
Derivative asset fair value of collateral$22M$5M$8M$1M$0$0
Margin cash collateral received from counterparties that was not offset against derivative assets————$144M$364M
Margin cash collateral provided to counterparties that was not offset against derivative assets or liabilities————$1.8B$2.4B
Net valuation allowance$1M$3M$5M$6M$5M$5M
Derivative Asset, Including Not Subject to Master Netting Arrangement, after Offset and Deduction$1.2B$1.6B$1.9B$1.6B$1.8B$2.9B
Derivative Liability, Including Not Subject to Master Netting Arrangement, after Offset and Deduction$1.7B$1.8B$1.7B$1.5B$1.6B$2.6B
Derivative Liability$1.7B$1.8B$1.7B$1.5B$1.6B$2.6B
Derivative Liability, Subject to Master Netting Arrangement, Collateral, Right to Reclaim Cash Offset$102M$113M$347M$133M$199M$54M
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset$202M$314M$429M$316M$302M$284M
Derivative netting, Liabilities$304M$427M$776M$449M$501M$338M
Derivative liability fair value of collateral$53M$13M$18M$0$0$0
Notional$325.8B$330.8B$349.6B$367.9B$385.7B$396.7B
Accrued interest receivable$2.2B$2.2B$3B$3.1B$3.1B$3B
Current$314.7B$312.3B$424.7B$427.6B$437.3B$433.2B
Current, percentage of total loans96.0%96.5%96.7%96.5%96.4%96.8%
Percentage of total loans100.0%100.0%100.0%100.0%100.0%100.0%
Total Loans—$3.1B$7B$6.8B—$6.6B
Percentage, Nonperforming Loans Without an Allowance0.3%0.2%0.1%0.1%0.2%0.2%
Percentage, 90 Days Past Due and Accruing1.2%1.0%1.1%1.1%1.2%1.1%
With an allowance$3.8B$3.4B$4.7B$4.9B$5.4B$5B
Finite-Lived Intangible Assets, Accumulated Amortization$270M$281M$551M$1.1B$1.6B$2.1B
2028——$1.8B$1.8B—$1.6B
2030——$1.4B$1.4B—$1.2B
2031——$1.2B$1.2B—$1B
Remainder of 2026——$1.1B$518M—$1.5B
2027——$2B$2B—$1.8B
2029——$1.6B$1.6B—$1.4B
Finite Lived Intangible Assets Amortization Expense After Year Five——$3.7B$3.6B—$2.6B
Gross Carrying Amount$495M—$13.3B$13.1B$13.2B$13.2B
Goodwill, Gross$15.1B$15.1B$28.3B$28.9B$28.5B$28.5B
Discontinued Hedging Relationships, Assets$3.4B$3.5B$3.8B$3.8B$3.7B$3.6B
Hedged Asset Fair Value Hedge Cumulative Increase Decrease$16M$15M$33M$36M$29M$10M
Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss—————$11M
Debt Securities, Held-to-maturity, Accumulated Unrecognized Gain—————$1M
1&#160;Year&#160;or&#160;Less—————$0
After 5 Years through&#160;10&#160;Years—————$395M
After&#160;1&#160;Year through&#160;5&#160;Years—————$0
After 10 Years—————$1.3B
Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Fair Value—————$1.7B
Trademarks$8M—$5.4B$5B$5B$5B
Indefinite- lived intangible impairment$503M$497M$18.7B$18.1B$18.2B$18.2B
Intangible Assets Gross Including Goodwill$15.6B$15.6B$47B$47B$46.7B$46.7B
Total unfunded lending commitments, contractual amount$458.1B$471.7B$716.4B$723.8B$729.6B$746.9B
Unused credit available—$225M$197M$158M$225M$173M
Loans Held For Sale Fair Value Disclosure————$755M$169M
Long-Term Debt and Lease Obligation$45B$41.2B$51.9B$50.9B$49.9B$50.3B
Loss Contingency Estimate Of Possible Loss—$300M$300M$300M—$300M
Carrying Amount&#160;of Assets$653M$651M$649M$645M$646M$653M
Off-balance sheet lending commitment, carrying value$103M$111M$101M$100M$114M$107M
Preferred Stock, Par or Stated Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01
Preferred Stock, Shares Authorized50M50M50M50M50M50M
Preferred Stock, Shares Issued5M5M5M5M5M5M
Preferred Stock, Shares Outstanding5M5M5M5M5M5M
Amortized cost basis of portfolios used in hedging relationships————$2.5B$2.5B
Repurchase Agreement, Collateral, Right To Reclaim Cash, Offset$0$0$0$0$0$0
Securities Sold Under Agreements To Repurchase Amount Offset Against Collateral$0$0$0$0$0$0
Repurchase agreements, Gross amounts not offset in the balance sheet, Cash collateral pledged————$587M$626M
Carrying value of assets pledged as collateral against repurchase agreements$573M$584M$757M$629M$599M$639M
Investment securities$39.4B$38.6B$38.5B$37.4B$39.7B$39.4B
Servicing Asset at Amortized Cost, Accumulated Amortization$309M$319M$326M$336M$343M$352M
Financial receivable, non-interest expense—$108M———$244M
Time Deposits, at or Above FDIC Insurance Limit$15.2B$12.6B$16B$16.9B$17.4B$17.7B
Treasury stock, shares (in shares)321M322.9M67.2M72M83.4M96.8M
Treasury stock, par value (in dollars per share)$0.01$0.01$0.01$0.01$0.01$0.01
Unamortized premiums and discounts, deferred fees and costs$1.2B$1.3B$946M$963M$980M$1B
Remainder of Fiscal Year 2024——$1.1B$518M—$1.5B
Unfunded Affordable Housing Project Commitments$2.1B$1.9B$2.1B$2.1B$2.5B$2.4B
Unfunded Commitment - Proportional Amortization Investment————$2.5B$2.4B

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Long-term debt$45.6B$41.8B$52.7B$51.5B$51B$51.9B
Long-Term Debt and Finance Lease Obligations$45B$41.2B$51.9B$50.9B$49.9B$50.3B
Debt, Excluding Secured Debt$31.3B$30.1B$38B$37.8B$38.1B$40.6B
Interest-Bearing Deposit Liabilities$336.6B$341B$105.2B$441.1B$448.4B$461.1B
Hybrid debt$29M$25M$560M$562M$1.6B$1.6B
Unsecured debt$30.7B$29.5B$36.7B$36.7B$36B$38.4B
Other non-current liabilities$20.4B$20.2B$26.3B$26.9B$27.8B$28.9B
Secured Borrowings Cash Right to Reclaim$1.6B$1.9B$2.2B$1.8B$1.8B$2.4B
Secured Debt$14.3B$11.7B$14.7B$13.6B$12.9B$11.3B
Total liabilities$429.4B$430.1B$548B$548.1B$555.4B$570.6B