Cash & Equivalents
Capital One Financial Cash & Equivalents decreased by 94.8% to $3.03B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.1%, from $3.03B to $3.03B. Over 5 years (FY 2020 to FY 2025), Cash & Equivalents shows a downward trend with a -8.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase signals improved liquidity and financial flexibility, while a decrease may indicate heavy capital expenditure, debt repayment, or aggressive share buybacks.
Detailed definition
Represents the most liquid assets on the balance sheet, including physical currency and short-term investments with matu...
Peer comparison
Large-cap technology peers often maintain high cash balances to fund rapid innovation and offset the cyclical nature of consumer electronics.
cash_and_equivalentsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.31B | $5.44B | $4.16B | $5.11B | $4.83B | $3.72B | $5.19B | $3.35B | $3.36B | $4.62B | $4.90B | $51.50B | $47.83B | $49.72B | $3.03B | $48.97B | $61.58B | $58.53B | $3.03B |
| QoQ Change | — | +2.5% | -23.5% | +22.6% | -5.5% | -23.0% | +39.7% | -35.5% | +0.4% | +37.5% | +6.1% | +950.4% | -7.1% | +4.0% | -93.9% | >999% | +25.8% | -5.0% | -94.8% |
| YoY Change | — | — | — | — | -9.2% | -31.7% | +24.7% | -34.5% | -30.4% | +24.3% | -5.6% | >999% | >999% | +976.2% | -38.2% | -4.9% | +28.7% | +17.7% | +0.1% |
Cash & Equivalents at Other Companies
Frequently Asked Questions
- What is Capital One Financial's cash & equivalents?
- Capital One Financial (COF) reported cash & equivalents of $3.03B in Q4 2025.
- How has Capital One Financial's cash & equivalents changed year-over-year?
- Capital One Financial's cash & equivalents increased by 0.1% year-over-year, from $3.03B to $3.03B.
- What is the long-term trend for Capital One Financial's cash & equivalents?
- Over 5 years (2020 to 2025), Capital One Financial's cash & equivalents has grown at a -8.4% compound annual growth rate (CAGR), from $4.71B to $3.03B.
- What does cash & equivalents mean?
- Money in the bank and very short-term investments that can be turned into cash almost instantly.