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Capital One Financial COF Free cash flow margin

Free cash flow margin at other companies

American Express logo
American ExpressAXP
19.3%
Citigroup logo
CitigroupC
-71.1%
Citizens Financial Group logo
Citizens Financial GroupCFG
33.7%+7.3pp
Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
24.4%+0.6pp
First Citizens BancShares logo
First Citizens BancSharesFCNCA
23.5%+0.8pp

Other financials

Income statement

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Revenue$15.2B+52.3%
Net income$2.2B+54.8%
EPS (diluted)$3.34-3.2%

Balance sheet

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Cash & equivalents$79.3B+61.9%
Total debt$53.5B+26.4%
Total equity$112.26B+76.7%
Total assets$682.91B+38.4%

Cash flow

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Operating cash flow$6.0B+29.1%
CapEx$553.0M+58.9%
Free cash flow$5.5B+26.7%

Valuation

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Market cap$125.41B+65.2%
Enterprise value$99.67B+41.4%
P/E38.9×+23.3×
P/S2.1×+0.2×

Profitability

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Net margin5.5%-6.8pp

Returns & leverage

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Return on equity3.7%-4.4pp
Debt / equity0.5×-0.2×

Where this comes from

Calculated from Capital One Financial’s reported figures.

Based on trailing twelve months.

The official record: Capital One Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital One Financial's free cash flow margin?
Capital One Financial (COF) reported free cash flow margin of 46.5% in Q1 2026.
How has Capital One Financial's free cash flow margin changed year-over-year?
Capital One Financial's free cash flow margin decreased by 0.2% year-over-year, from 46.6% to 46.5%.
What is the long-term trend for Capital One Financial's free cash flow margin?
Over 4 years (2021 to 2025), Capital One Financial's free cash flow margin has grown at a 2.8% compound annual growth rate (CAGR), from 162.9% to 181.6%.
What does free cash flow margin mean?
How much real, spendable cash each sales dollar generates after reinvestment.
How do you interpret free cash flow margin?
A high and rising FCF margin is the hallmark of a cash-generative business. Persistent gaps between net margin and FCF margin warrant a look at working capital or capital intensity.
How does free cash flow margin compare across companies?
Strong cross-company quality signal; capital-light compounders post structurally higher FCF margins than asset-heavy peers.