Short-Term Borrowings
Capital One Financial Short-Term Borrowings increased by 49.6% to $1.63B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 183.8%, from $573.00M to $1.63B. Over 5 years (FY 2020 to FY 2025), Short-Term Borrowings shows an upward trend with a 10.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may signal a need for immediate liquidity or aggressive short-term funding, while a decrease indicates reduced reliance on short-term credit markets.
Detailed definition
This represents the total principal amount of debt obligations that are due for repayment within one year or the normal...
Peer comparison
Most financial institutions report this as a standard line item, making it highly comparable across the banking and credit card lending industry.
short_term_borrowingsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $845.00M | $825.00M | $820.00M | $4.59B | $440.00M | $528.00M | $883.00M | $542.00M | $649.00M | $522.00M | $538.00M | $568.00M | $715.00M | $520.00M | $562.00M | $573.00M | $742.00M | $616.00M | $1.09B | $1.63B |
| QoQ Change | — | -2.4% | -0.6% | +460.2% | -90.4% | +20.0% | +67.2% | -38.6% | +19.7% | -19.6% | +3.1% | +5.6% | +25.9% | -27.3% | +8.1% | +2.0% | +29.5% | -17.0% | +76.5% | +49.6% |
| YoY Change | — | — | — | — | -47.9% | -36.0% | +7.7% | -88.2% | +47.5% | -1.1% | -39.1% | +4.8% | +10.2% | -0.4% | +4.5% | +0.9% | +3.8% | +18.5% | +93.4% | +183.8% |
Short-Term Borrowings at Other Companies
Frequently Asked Questions
- What is Capital One Financial's short-term borrowings?
- Capital One Financial (COF) reported short-term borrowings of $1.63B in Q1 2026.
- How has Capital One Financial's short-term borrowings changed year-over-year?
- Capital One Financial's short-term borrowings increased by 183.8% year-over-year, from $573.00M to $1.63B.
- What is the long-term trend for Capital One Financial's short-term borrowings?
- Over 5 years (2020 to 2025), Capital One Financial's short-term borrowings has grown at a 10.2% compound annual growth rate (CAGR), from $668.00M to $1.09B.
- What does short-term borrowings mean?
- The total amount of debt the company must repay within the next twelve months.