What is Wells Fargo & Company's short-term borrowings?

Wells Fargo & Company (WFC) reported short-term borrowings of $18.32B in Q4 2025.

How has Wells Fargo & Company's short-term borrowings changed year-over-year?

Wells Fargo & Company's short-term borrowings decreased by 83.2% year-over-year, from $108.81B to $18.32B.

What is the long-term trend for Wells Fargo & Company's short-term borrowings?

Over 5 years (2020 to 2025), Wells Fargo & Company's short-term borrowings has grown at a -20.9% compound annual growth rate (CAGR), from $59.00B to $18.32B.

What does short-term borrowings mean?

Money borrowed that must be paid back within a year, often used for day-to-day expenses.

Short-Term Borrowings

Current Liabilities

Wells Fargo & Company Short-Term Borrowings decreased by 92.1% to $18.32B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 83.2%, from $108.81B to $18.32B. Over 5 years (FY 2020 to FY 2025), Short-Term Borrowings shows a downward trend with a -20.9% CAGR.

Analysis

StatementBalance Sheet Statement

SectionCurrent Liabilities

CategoryLiquidity

SignalContext dependent

VolatilityVolatile

First reportedQ4 2023

Last reportedQ4 2025

How to read this metric

An increase may signal a need for more working capital or a temporary bridge to long-term financing.

Detailed definition

Debt obligations with an original maturity of one year or less, such as commercial paper or lines of credit. These are t...

Peer comparison

Retailers often see this fluctuate seasonally as they build inventory ahead of peak shopping periods.

Metric ID: short_term_borrowings

Historical Data

19 periods

	Q2 '21	Q3 '21	Q4 '21	Q1 '22	Q2 '22	Q3 '22	Q4 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25
Value	$45.64B	$41.98B	$34.41B	$33.60B	$37.08B	$48.38B	$51.15B	$81.01B	$84.26B	$93.33B	$89.56B	$109.01B	$118.83B	$111.89B	$108.81B	$139.78B	$188.00B	$230.65B	$18.32B
QoQ Change	—	-8.0%	-18.0%	-2.3%	+10.3%	+30.5%	+5.7%	+58.4%	+4.0%	+10.8%	-4.0%	+21.7%	+9.0%	-5.8%	-2.8%	+28.5%	+34.5%	+22.7%	-92.1%
YoY Change	—	—	—	—	-18.8%	+15.3%	+48.6%	+141.1%	+127.3%	+92.9%	+75.1%	+34.6%	+41.0%	+19.9%	+21.5%	+28.2%	+58.2%	+106.1%	-83.2%

Range$18.32B – $230.65B

CAGR-18.4%

Avg YoY Growth+47.2%

Median YoY Growth+41.0%

Frequently Asked Questions

What is Wells Fargo & Company's short-term borrowings?: Wells Fargo & Company (WFC) reported short-term borrowings of $18.32B in Q4 2025.
How has Wells Fargo & Company's short-term borrowings changed year-over-year?: Wells Fargo & Company's short-term borrowings decreased by 83.2% year-over-year, from $108.81B to $18.32B.
What is the long-term trend for Wells Fargo & Company's short-term borrowings?: Over 5 years (2020 to 2025), Wells Fargo & Company's short-term borrowings has grown at a -20.9% compound annual growth rate (CAGR), from $59.00B to $18.32B.
What does short-term borrowings mean?: Money borrowed that must be paid back within a year, often used for day-to-day expenses.