Discontinued — last reported Q4 '21
Short-Term Borrowings
U.S. Bancorp Short-Term Borrowings increased by 11.1% to $17.16B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.6%, from $15.52B to $17.16B. Over 5 years (FY 2020 to FY 2025), Short-Term Borrowings shows an upward trend with a 7.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
High levels may indicate a reliance on short-term credit markets for operational cash flow, which can increase liquidity risk.
Detailed definition
Short-term borrowings consist of debt obligations that are due within one year, excluding the current portion of long-te...
Peer comparison
Varies by industry; pharmaceutical firms often maintain access to short-term credit for operational flexibility.
short_term_borrowingsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $13.41B | $16.09B | $11.80B | $21.04B | $24.96B | $25.07B | $31.22B | $56.88B | $32.33B | $21.90B | $15.28B | $17.10B | $16.56B | $23.71B | $15.52B | $17.16B | $15.04B | $15.45B | $17.16B |
| QoQ Change | — | +19.9% | -26.7% | +78.4% | +18.6% | +0.4% | +24.5% | +82.2% | -43.1% | -32.3% | -30.2% | +11.9% | -3.2% | +43.2% | -34.5% | +10.6% | -12.3% | +2.7% | +11.1% |
| YoY Change | — | — | — | — | +86.1% | +55.8% | +164.6% | +170.3% | +29.5% | -12.6% | -51.1% | -69.9% | -48.8% | +8.3% | +1.6% | +0.3% | -9.2% | -34.8% | +10.6% |
Short-Term Borrowings at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's short-term borrowings?
- U.S. Bancorp (USB) reported short-term borrowings of $17.16B in Q4 2025.
- How has U.S. Bancorp's short-term borrowings changed year-over-year?
- U.S. Bancorp's short-term borrowings increased by 10.6% year-over-year, from $15.52B to $17.16B.
- What is the long-term trend for U.S. Bancorp's short-term borrowings?
- Over 5 years (2020 to 2025), U.S. Bancorp's short-term borrowings has grown at a 7.8% compound annual growth rate (CAGR), from $11.77B to $17.16B.
- What does short-term borrowings mean?
- Debt that must be repaid within the next twelve months.