Non-Current Liabilities
Long-Term Debt
Capital One Financial Long-Term Debt decreased by 2.2% to $51.48B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.3%, from $49.34B to $51.48B.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalContext dependent
VolatilityStable
First reportedQ3 2015
Last reportedQ4 2025
How to read this metric
An increase indicates higher financial leverage, which can amplify returns on equity but also increases interest expense and financial risk.
Detailed definition
Loans and financial obligations with a maturity period exceeding one year, typically consisting of corporate bonds and n...
Peer comparison
Capital-intensive firms or those with aggressive share buyback programs often carry higher long-term debt than asset-light competitors.
Metric ID:
long_term_debtHistorical Data
8 periods
| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|
| Value | $49.86B | $50.36B | $47.96B | $49.34B | $45.55B | $41.77B | $52.67B | $51.48B |
| QoQ Change | — | +1.0% | -4.8% | +2.9% | -7.7% | -8.3% | +26.1% | -2.2% |
| YoY Change | — | — | — | — | -8.6% | -17.1% | +9.8% | +4.3% |
Range$41.77B – $52.67B
CAGR+1.9%
Avg YoY Growth-2.9%
Median YoY Growth-2.1%
Long-Term Debt at Other Companies
Frequently Asked Questions
- What is Capital One Financial's long-term debt?
- Capital One Financial (COF) reported long-term debt of $51.48B in Q3 2025.
- How has Capital One Financial's long-term debt changed year-over-year?
- Capital One Financial's long-term debt increased by 4.3% year-over-year, from $49.34B to $51.48B.
- What does long-term debt mean?
- Money the company has borrowed that doesn't need to be paid back for at least a year.