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Non-Current Liabilities

Long-Term Debt

American Express Long-Term Debt increased by 4.2% to $58.75B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 14.7%, from $51.24B to $58.75B. Over 5 years (FY 2020 to FY 2025), Long-Term Debt shows an upward trend with a 5.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026Apr 23, 2026

How to read this metric

An increase may signal aggressive expansion or capital investment, while a decrease indicates deleveraging or debt repayment.

Detailed definition

This represents the total amount of debt obligations that are due to be repaid by the company after a period of one year...

Peer comparison

Peers in the financial services sector typically maintain debt levels aligned with their credit rating and capital adequacy requirements.

Metric ID: long_term_debt

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$37.36B$34.48B$38.68B$38.34B$40.5B$42.39B$42.57B$41.14B$46.73B$46.45B$47.87B$48.83B$51.52B$53.55B$49.72B$51.24B$58.2B$57.79B$56.39B$58.75B
QoQ Change-7.7%+12.2%-0.9%+5.6%+4.7%+0.4%-3.4%+13.6%-0.6%+3.1%+2.0%+5.5%+3.9%-7.2%+3.1%+13.6%-0.7%-2.4%+4.2%
YoY Change+8.4%+22.9%+10.1%+7.3%+15.4%+9.6%+12.4%+18.7%+10.3%+15.3%+3.9%+4.9%+13.0%+7.9%+13.4%+14.7%
Range$34.48B$58.75B
CAGR+10.0%
Avg YoY Growth+11.8%
Median YoY Growth+11.3%

Frequently Asked Questions

What is American Express's long-term debt?
American Express (AXP) reported long-term debt of $58.75B in Q1 2026.
How has American Express's long-term debt changed year-over-year?
American Express's long-term debt increased by 14.7% year-over-year, from $51.24B to $58.75B.
What is the long-term trend for American Express's long-term debt?
Over 5 years (2020 to 2025), American Express's long-term debt has grown at a 5.6% compound annual growth rate (CAGR), from $42.95B to $56.39B.
What does long-term debt mean?
The total amount of debt the company owes that is due in more than one year.