Discontinued — last reported Q4 '25
Long-Term Debt
Non-Current LiabilitiesMastercard Long-Term Debt increased by 0.1% to $18.98B in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.4%, from $18.36B to $18.98B. Over 4 years (FY 2020 to FY 2024), Long-Term Debt shows an upward trend with a 8.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase signals higher financial leverage and future interest expense, whereas a decrease indicates debt repayment and a stronger balance sheet.
Detailed definition
Loans and financial obligations with a maturity date exceeding one year from the balance sheet date. This represents the...
Peer comparison
Large-cap tech companies often use long-term debt to take advantage of low interest rates even when they have significant cash holdings.
long_term_debtHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $13.90B | $13.86B | $13.90B | $14.65B | $14.48B | $14.53B | $14.02B | $15.57B | $15.62B | $15.57B | $15.68B | $15.60B | $15.61B | $18.36B | $17.48B | $18.80B | $18.97B | $18.98B |
| QoQ Change | — | -0.3% | +0.3% | +5.4% | -1.1% | +0.4% | -3.5% | +11.0% | +0.3% | -0.3% | +0.7% | -0.5% | +0.0% | +17.6% | -4.8% | +7.6% | +0.9% | +0.1% |
| YoY Change | — | — | — | — | +4.2% | +4.9% | +0.9% | +6.3% | +7.9% | +7.1% | +11.8% | +0.2% | -0.1% | +17.9% | +11.4% | +20.5% | +21.6% | +3.4% |
Long-Term Debt at Other Companies
Frequently Asked Questions
- What is Mastercard's long-term debt?
- Mastercard (MA) reported long-term debt of $18.98B in Q3 2025.
- How has Mastercard's long-term debt changed year-over-year?
- Mastercard's long-term debt increased by 3.4% year-over-year, from $18.36B to $18.98B.
- What is the long-term trend for Mastercard's long-term debt?
- Over 4 years (2020 to 2024), Mastercard's long-term debt has grown at a 8.4% compound annual growth rate (CAGR), from $12.67B to $17.48B.
- What does long-term debt mean?
- Money borrowed by the company that is not due to be paid back for at least one year.