Wells Fargo & Company Long-Term Debt decreased by 1.7% to $174.71B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.9%, from $173.08B to $174.71B. Over 5 years (FY 2020 to FY 2025), Long-Term Debt shows a downward trend with a -3.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ4 2008
Last reportedQ4 2025

How to read this metric

An increase signals higher financial leverage and future interest expense, whereas a decrease indicates debt repayment and a stronger balance sheet.

Detailed definition

Loans and financial obligations with a maturity date exceeding one year from the balance sheet date. This represents the...

Peer comparison

Large-cap tech companies often use long-term debt to take advantage of low interest rates even when they have significant cash holdings.

Metric ID: long_term_debt

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$179.66B$162.98B$160.69B$153.34B$150.29B$156.41B$174.87B$173.47B$170.63B$190.04B$207.59B$187.76B$179.14B$182.02B$173.08B$173.66B$176.24B$177.77B$174.71B
QoQ Change-9.3%-1.4%-4.6%-2.0%+4.1%+11.8%-0.8%-1.6%+11.4%+9.2%-9.5%-4.6%+1.6%-4.9%+0.3%+1.5%+0.9%-1.7%
YoY Change-16.3%-4.0%+8.8%+13.1%+13.5%+21.5%+18.7%+8.2%+5.0%-4.2%-16.6%-7.5%-1.6%-2.3%+0.9%
Range$150.29B$207.59B
CAGR-0.6%
Avg YoY Growth+2.5%
Median YoY Growth+0.9%

Frequently Asked Questions

What is Wells Fargo & Company's long-term debt?
Wells Fargo & Company (WFC) reported long-term debt of $174.71B in Q4 2025.
How has Wells Fargo & Company's long-term debt changed year-over-year?
Wells Fargo & Company's long-term debt increased by 0.9% year-over-year, from $173.08B to $174.71B.
What is the long-term trend for Wells Fargo & Company's long-term debt?
Over 5 years (2020 to 2025), Wells Fargo & Company's long-term debt has grown at a -3.9% compound annual growth rate (CAGR), from $212.95B to $174.71B.
What does long-term debt mean?
Money borrowed by the company that is not due to be paid back for at least one year.

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