Long-Term Debt
Non-Current LiabilitiesCitigroup Long-Term Debt increased by 0.7% to $130.70B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 16.0%, from $112.70B to $130.70B. Over 5 years (FY 2020 to FY 2025), Long-Term Debt shows an upward trend with a 21.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase signals higher financial leverage and future interest expense, whereas a decrease indicates debt repayment and a stronger balance sheet.
Detailed definition
Loans and financial obligations with a maturity date exceeding one year from the balance sheet date. This represents the...
Peer comparison
Large-cap tech companies often use long-term debt to take advantage of low interest rates even when they have significant cash holdings.
long_term_debtHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $76.40B | $78.20B | $82.60B | $83.30B | $89.40B | $91.80B | $106.00B | $115.20B | $115.90B | $112.60B | $116.30B | $115.30B | $109.40B | $117.30B | $112.70B | $117.30B | $127.30B | $129.80B | $130.70B |
| QoQ Change | — | +2.4% | +5.6% | +0.8% | +7.3% | +2.7% | +15.5% | +8.7% | +0.6% | -2.8% | +3.3% | -0.9% | -5.1% | +7.2% | -3.9% | +4.1% | +8.5% | +2.0% | +0.7% |
| YoY Change | — | — | — | — | +17.0% | +17.4% | +28.3% | +38.3% | +29.6% | +22.7% | +9.7% | +0.1% | -5.6% | +4.2% | -3.1% | +1.7% | +16.4% | +10.7% | +16.0% |
Long-Term Debt at Other Companies
Frequently Asked Questions
- What is Citigroup's long-term debt?
- Citigroup (C) reported long-term debt of $130.70B in Q4 2025.
- How has Citigroup's long-term debt changed year-over-year?
- Citigroup's long-term debt increased by 16.0% year-over-year, from $112.70B to $130.70B.
- What is the long-term trend for Citigroup's long-term debt?
- Over 5 years (2020 to 2025), Citigroup's long-term debt has grown at a 21.9% compound annual growth rate (CAGR), from $48.50B to $130.70B.
- What does long-term debt mean?
- Money borrowed by the company that is not due to be paid back for at least one year.