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Segments

By segment

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Auto Finance$349K-33.1%

Other financials

Income statement

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Revenue$223.6M+82.8%
Gross profit$165.7M+87.8%
Net income$49.7M+62.6%
EPS (diluted)$2.50+65.6%

Balance sheet

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Cash & equivalents$555.2M+68.5%
Total debt$23.6M-1.7%
Total equity$701.9M+24.6%
Total assets$7.5B+106%

Cash flow

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Operating cash flow$276.9M+109%

Valuation

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Market cap$1.69B+82.1%
Enterprise value$1.16B+86.1%
P/E11×+3.4×
P/S2.3×+0.3×

Profitability

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Gross margin73%+1.3pp
Net margin21.1%-5.7pp
FCF margin72.3%

Returns & leverage

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Return on equity24.3%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpense.

The source filing: Atlanticus Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026279
Three Months Ended June 30, 2026Caa SAuto FinanceTotal
Total operating revenue and other income734,20210,112744,314
Other non-operating income99
Total revenue and other income734,21110,112744,323
Interest expense(123,082)(349)(123,431)
Provision for credit losses(386)(652)(1,038)
Changes in fair value of loans(396,280)(396,280)
Net margin214,4639,111223,574
Operating expenses:

Document

FAQ

What is Atlanticus Holdings Corporation's interest expense?
Atlanticus Holdings Corporation (ATLC) reported interest expense of $123.43M in Q2 2026.
How has Atlanticus Holdings Corporation's interest expense changed year-over-year?
Atlanticus Holdings Corporation's interest expense increased by 129.9% year-over-year, from $53.68M to $123.43M.
What is the long-term trend for Atlanticus Holdings Corporation's interest expense?
Over 4 years (2021 to 2025), Atlanticus Holdings Corporation's interest expense has grown at a 53.7% compound annual growth rate (CAGR), from $54.13M to $301.9M.
What does interest expense mean?
Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.

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