Skip to content

AMES National ATLO Q4 2024 Annual earnings

Reported March 12, 2025

Next report

Aug 14, 2026 (in a month)
Revenue estimate$18.6M
EPS estimate$0.65

Financials

Q4 2024

Income statement

See full
Revenue$13.7M+1.8%
Net income$2.6M-5.5%

Balance sheet

See full
Cash & equivalents$101.2M+83.7%
Total equity$174.7M+5.4%
Total assets$2.1B-1.0%

Cash flow

See full
Operating cash flow$5.9M-7.1%
CapEx$67.0K-93.6%
Free cash flow$5.9M+9.9%

Valuation & ratios

Valuation

as of 12/31/24
See full
Market cap$147.74M-23.0%
P/E14.5×-3.3×
P/S2.7×-0.9×

Profitability

See full
Net margin18.6%-1.4pp
FCF margin25.5%-1.0pp

Returns & leverage

See full
Return on equity6%-0.9pp

Segments

By product

See full
Fiduciary And Trust$1.4M+22.3%
Credit And Debit Card$429.0K+3.1%
Financial Service$388.0K+11.2%

Versus estimates

Ask the moment AMES National reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did AMES National report Q4 2024 earnings?
AMES National (ATLO) reported Q4 2024 earnings on March 12, 2025.
What were AMES National's Q4 2024 revenue and EPS?
AMES National reported revenue of $23.9M and diluted EPS of $0.39 for Q4 2024.
Where can I find AMES National's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001437749-25-007223) directly on SEC EDGAR. The filing index links above go to sec.gov.