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AMES National ATLO Return on equity

Return on equity at other companies

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U.S. BancorpUSB
12.4%+0.8pp
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Wells Fargo & CompanyWFC
12.1%+1.0pp
FIB
First Interstate BancSystem, Inc.FIBK
9.3%+2.7pp
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Principal Financial GroupPFG
13.6%+3.9pp
First Community Corporation logo
First Community CorporationFCCO
11.2%+0.3pp
John Marshall Bancorp logo
John Marshall BancorpJMSB
8.6%+1.4pp

Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Debt / equity0.1×

Where this comes from

Calculated from AMES National’s reported figures.

Based on trailing twelve months.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's return on equity?
AMES National (ATLO) reported return on equity of 9.9% in Q4 2025.
How has AMES National's return on equity changed year-over-year?
AMES National's return on equity increased by 65.7% year-over-year, from 6% to 9.9%.
What is the long-term trend for AMES National's return on equity?
Over 5 years (2020 to 2025), AMES National's return on equity has grown at a 0.9% compound annual growth rate (CAGR), from 9.5% to 9.9%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.