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Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$5.9M+24.7%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$3.4M-14.4%
CapEx$273.0K+137%
Free cash flow$3.2M-18.9%

Valuation

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Market cap$278.34M+69.1%
P/E13×+1.7×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept us-gaap:EarningsPerShareBasic.

The source filing: AMES National’s 10-K, filed March 12, 2026.

Filed
Mar 11, 2026, 8:00 PM EDT
Fiscal year
FY2025
Accession
0001437749-26-007976
Line item20252024
Intangible asset amortization301337
New Markets Tax Credit projects amortization766766
Other operating expenses, net1,2961,431
Total noninterest expense41,92941,980
Income before income taxes23,86612,241
Provision for income taxes4,8392,023
Net income$19,027$10,218
Basic and diluted earnings per share$2.14$1.14

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FAQ

What is AMES National's EPS (basic)?
AMES National (ATLO) reported EPS (basic) of $0.54 in Q4 2025.
How has AMES National's EPS (basic) changed year-over-year?
AMES National's EPS (basic) increased by 87.7% year-over-year, from $0.29 to $0.54.
What is the long-term trend for AMES National's EPS (basic)?
Over 4 years (2021 to 2025), AMES National's EPS (basic) has grown at a -4.9% compound annual growth rate (CAGR), from $2.62 to $2.14.
What does EPS (basic) mean?
Net income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Does not account for dilutive securities.

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