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Atlantic Union Bankshares AUB Consumer Banking — Noninterest Expense

Other segment segments

Wholesale Banking
$90.95M+7.5%

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Other financials

Income statement

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Revenue$415.4M+3.1%
Net income$161.0M+714%
EPS (diluted)$1.11+825%

Balance sheet

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Cash & equivalents$990.3M-37.7%
Total debt$2.0B+96.6%
Total equity$5.2B+6.6%
Total assets$38.1B+2.2%

Cash flow

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Operating cash flow$150.2M-92.1%
CapEx$6.4M
Free cash flow$143.8M-92.5%

Valuation

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Market cap$6.02B+33.4%
Enterprise value$7.04B+78.3%
P/E12.4×-9.8×
P/S3.9×-0.4×

Profitability

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Net margin31.6%+12.3pp
FCF margin34%-168pp

Returns & leverage

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Return on equity9.8%+4.6pp
Debt / equity0.4×+0.2×

Where this comes from

Reported directly by Atlantic Union Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Atlantic Union Bankshares’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 1:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000883948-26-000073
Three Months Ended:Wholesale BankingConsumer BankingCorporate OtherTotal
Provision for credit losses5,3815,69066611,737
Net interest income after provision for credit losses157,654103,43552,292313,381
Noninterest income32,86619,09338,28990,248
Noninterest expenses90,954105,6352,547199,136
Income before income taxes$99,566$16,893$88,034$204,493
2025
Interest and dividend income (expense) (1)$443,315$248,482$(181,425)$510,372
Interest expense (income) (1)284,936135,631(231,566)189,001

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Atlantic Union Bankshares's consumer banking — noninterest expense?
Atlantic Union Bankshares (AUB) reported consumer banking — noninterest expense of $105.64M in Q2 2026.
How has Atlantic Union Bankshares's consumer banking — noninterest expense changed year-over-year?
Atlantic Union Bankshares's consumer banking — noninterest expense increased by 7.2% year-over-year, from $98.52M to $105.64M.
What is the long-term trend for Atlantic Union Bankshares's consumer banking — noninterest expense?
Over 3 years (2022 to 2025), Atlantic Union Bankshares's consumer banking — noninterest expense has grown at a 20.4% compound annual growth rate (CAGR), from $219.46M to $382.9M.
What does consumer banking — noninterest expense mean?
Includes all operating costs incurred by the consumer banking segment, such as personnel expenses, occupancy costs, technology investments, and administrative overhead. This metric is used to evaluate the operational efficiency and cost management discipline of the segment. Controlling these expenses is essential for maximizing the segment's overall operating margin.

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