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FS Bancorp, Inc. FSBW Commercial And Consumer Banking — Noninterest Expense

Other segment segments

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Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.9M+2.7%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$29.7M-10.5%
Total debt$331.3M+36.6%
Total equity$319.0M+7.3%
Total assets$3.2B+0.1%

Cash flow

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Operating cash flow$52.0M+628%
CapEx$574.0K-55.6%
Free cash flow$51.4M+778%

Valuation

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Market cap$316.33M+7.1%
Enterprise value$617.87M+22.4%
P/E9.5×+0.6×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-0.7pp
Debt / equity+0.2×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: FS Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 3:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026740
INTEREST INCOMEThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Acquisition costs417712
Amortization of core deposit intangible7228091,4661,639
(Recovery) impairment of MSRs(4)38(59)29
Total noninterest expense26,10425,50251,62450,556
INCOME BEFORE PROVISION FOR INCOME TAXES10,0539,75919,95019,220
PROVISION FOR INCOME TAXES2,1172,0314,1843,471
NET INCOME$7,936$7,728$15,766$15,749
Basic earnings per share$1.06$1.00$2.11$2.02

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FAQ

What is FS Bancorp, Inc.'s commercial and consumer banking — noninterest expense?
FS Bancorp, Inc. (FSBW) reported commercial and consumer banking — noninterest expense of $21.41M in Q2 2026.
How has FS Bancorp, Inc.'s commercial and consumer banking — noninterest expense changed year-over-year?
FS Bancorp, Inc.'s commercial and consumer banking — noninterest expense increased by 5.4% year-over-year, from $20.31M to $21.41M.
What is the long-term trend for FS Bancorp, Inc.'s commercial and consumer banking — noninterest expense?
Over 3 years (2021 to 2024), FS Bancorp, Inc.'s commercial and consumer banking — noninterest expense has grown at a 11.1% compound annual growth rate (CAGR), from $56.6M to $77.62M.
What does commercial and consumer banking — noninterest expense mean?
The total of all operating expenses excluding interest expense, including personnel, occupancy, technology, and administrative costs. This is a critical metric for assessing the overall operational efficiency and cost structure of the banking segment.

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