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American Express AXP USCS — Revenue from contracts with customers

Other segment segments

CS
$3.1B+4.1%
ICS
$2.05B+9.3%
GMNS
$1.73B+9.8%

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Other financials

Income statement

See full
Revenue$19.6B+10.0%
Net income$3.1B+7.8%
EPS (diluted)$4.53+11.0%

Balance sheet

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Cash & equivalents$45.2B-21.9%
Total debt$59.0B-1.1%
Total equity$34.3B+6.1%
Total assets$308.20B+4.3%

Cash flow

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Operating cash flow$5.4B+23.1%
CapEx$898.0M+45.1%
Free cash flow$4.5B+19.4%

Valuation

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Market cap$231.36B+12.5%
Enterprise value$245.17B+18.2%
P/E20.2×-0.1×
P/S3.1×+0.1×

Profitability

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Net margin15.1%+0.3pp
FCF margin19.8%

Returns & leverage

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Return on equity34.4%+1.6pp
Debt / equity1.7×-0.1×

Where this comes from

Reported directly by American Express in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: American Express’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 12:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000004962-26-000322
Three Months Ended June 30, 2026(Millions)USCSCSICSGMNSTotal Reportable Operating SegmentsCorporate & Other (a)Consolidated
Total non-interest revenues$6,229$3,591$3,261$1,919$15,000$(11)$14,988
Revenue from contracts with customers (b)4,3463,0972,0511,72811,222(10)11,212
Interest income4,0521,34373386,1364716,607
Interest expense757432375(169)1,3955641,958
Net interest income3,2959123581784,743(93)4,649
Total revenues net of interest expense9,5244,5033,6192,09619,742(104)19,637
Provisions for credit losses498353223101,0841,084
Total revenues net of interest expense after provisions for credit losses9,0254,1493,3962,08618,656(104)18,553

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is American Express's USCS — revenue from contracts with customers?
American Express (AXP) reported USCS — revenue from contracts with customers of $4.35B in Q2 2026.
How has American Express's USCS — revenue from contracts with customers changed year-over-year?
American Express's USCS — revenue from contracts with customers increased by 11.4% year-over-year, from $3.9B to $4.35B.
What is the long-term trend for American Express's USCS — revenue from contracts with customers?
Over 3 years (2022 to 2025), American Express's USCS — revenue from contracts with customers has grown at a 7.8% compound annual growth rate (CAGR), from $12.48B to $15.63B.
What does USCS — revenue from contracts with customers mean?
Revenue recognized by the U.S. Consumer Services segment under specific service contracts, typically involving transaction processing, loyalty program management, or consulting services. This metric aligns with accounting standards for revenue recognition from customer agreements.

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