Discontinued — last reported Q3 '23
Current Liabilities
Time deposits
American Express Time deposits increased by 20.0% to $2.40B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 71.4%, from $1.40B to $2.40B. Over 3 years (FY 2022 to FY 2025), Time deposits shows an upward trend with a 26.0% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ3 2023
Parent metricDeposits
How to read this metric
An increase may signal a shift toward more stable, but higher-cost, funding sources.
Detailed definition
This metric represents deposits held in accounts with a fixed maturity date, such as certificates of deposit, which typi...
Peer comparison
Standard metric for assessing the composition and cost of a bank's deposit base.
Metric ID:
bank_time_depositsHistorical Data
14 periods
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $999.00M | $1.43B | $1.55B | $1.60B | $1.80B | $1.70B | $1.60B | $1.60B | $1.40B | $1.40B | $1.50B | $1.70B | $2.00B | $2.40B |
| QoQ Change | — | +43.3% | +8.3% | +3.2% | +12.5% | -5.6% | -5.9% | +0.0% | -12.5% | +0.0% | +7.1% | +13.3% | +17.6% | +20.0% |
| YoY Change | — | — | — | — | +80.2% | +18.7% | +3.2% | +0.0% | -22.2% | -17.6% | -6.3% | +6.3% | +42.9% | +71.4% |
| % of Deposits | 0.9% | 1.2% | 1.3% | 1.3% | 1.4% | 1.3% | 1.2% | 1.2% | 1.0% | 1.0% | 1.0% | 1.1% | 1.3% | 1.5% |
| Share Change | — | +0.3pp | +0.1pp | +0.0pp | +0.1pp | -0.1pp | -0.1pp | -0.0pp | -0.2pp | -0.0pp | +0.0pp | +0.1pp | +0.2pp | +0.2pp |
Range$999.00M – $2.40B
CAGR+31.0%
Avg YoY Growth+17.6%
Median YoY Growth+4.7%
Current Streak5 quarters growth
Time deposits at Other Companies
Frequently Asked Questions
- What is American Express's time deposits?
- American Express (AXP) reported time deposits of $2.40B in Q1 2026.
- How has American Express's time deposits changed year-over-year?
- American Express's time deposits increased by 71.4% year-over-year, from $1.40B to $2.40B.
- What is the long-term trend for American Express's time deposits?
- Over 3 years (2022 to 2025), American Express's time deposits has grown at a 26.0% compound annual growth rate (CAGR), from $999.00M to $2.00B.
- What does time deposits mean?
- Customer funds held in accounts with fixed terms that earn interest.