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Citigroup C Time deposits

Time deposits at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
JPMorgan Chase logo
JPMorgan ChaseJPM
Popular logo
PopularBPOP

Segments

By geography

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Outside U.S.$151.15B+3.4%

Other financials

Income statement

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Revenue$24.6B+14.1%
Net income$5.8B+42.3%
EPS (diluted)$3.06+56.1%

Balance sheet

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Cash & equivalents$385.72B+25.1%
Total debt$396.86B+12.5%
Total equity$210.96B-0.7%
Total assets$2.78T+8.0%

Cash flow

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Operating cash flow-$21.9B+62.7%
CapEx$1.4B-6.7%
Free cash flow-$23.3B+61.3%

Valuation

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Market cap$244B+48.5%
Enterprise value$255.14B+17.7%
P/E15.2×+2.9×
P/S2.8×+0.7×

Profitability

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Gross margin76.6%
Net margin18.2%+1.7pp
FCF margin-71.1%

Returns & leverage

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Return on equity7.6%+1.2pp
Debt / equity1.9×+0.2×

Where this comes from

Reported directly by Citigroup in its filing.

Tagged under the XBRL concept us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit.

The official record: Citigroup’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citigroup's time deposits?
Citigroup (C) reported time deposits of $196.42B in Q4 2025.
How has Citigroup's time deposits changed year-over-year?
Citigroup's time deposits increased by 4.9% year-over-year, from $187.26B to $196.42B.
What is the long-term trend for Citigroup's time deposits?
Over 4 years (2021 to 2025), Citigroup's time deposits has grown at a 22.6% compound annual growth rate (CAGR), from $86.85B to $196.42B.
What does time deposits mean?
Customer deposits that are held for a fixed period of time in exchange for interest.
How do you interpret time deposits?
An increase in time deposits can provide stable funding but may increase interest expense, potentially compressing net interest margins.
How does time deposits compare across companies?
A fundamental metric for all retail and commercial banks to track their funding mix and cost of capital.