What is Wells Fargo & Company's time deposits?

Wells Fargo & Company (WFC) reported time deposits of $166.69B in Q4 2025.

How has Wells Fargo & Company's time deposits changed year-over-year?

Wells Fargo & Company's time deposits increased by 19.2% year-over-year, from $139.87B to $166.69B.

What is the long-term trend for Wells Fargo & Company's time deposits?

Over 5 years (2020 to 2025), Wells Fargo & Company's time deposits has grown at a 25.8% compound annual growth rate (CAGR), from $52.81B to $166.69B.

What does time deposits mean?

Cash held in interest-bearing accounts with fixed maturity dates.

Discontinued — last reported Q3 '23

Time deposits

Current Liabilities

Wells Fargo & Company Time deposits increased by 19.2% to $166.69B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 19.2%, from $139.87B to $166.69B. Over 5 years (FY 2020 to FY 2025), Time deposits shows an upward trend with a 25.8% CAGR.

Analysis

StatementBalance Sheet Statement

SectionCurrent Liabilities

CategoryLiquidity

SignalContext dependent

VolatilityStable

First reportedQ4 2022

Last reportedQ3 2023

Parent metricDeposits

How to read this metric

An increase suggests the company is parking excess cash to earn interest, while a decrease may indicate cash is being deployed for operations or investments.

Detailed definition

These are interest-bearing bank deposits with a specified maturity date, often used as a cash management tool to earn in...

Peer comparison

Standard cash management instrument used by large corporations to optimize idle cash.

Metric ID: bank_time_deposits

Historical Data

5 periods

	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	$30.01B	$66.89B	$192.27B	$139.87B	$166.69B
QoQ Change	—	+122.9%	+187.5%	-27.3%	+19.2%
YoY Change	—	+122.9%	+187.5%	-27.3%	+19.2%
% of Deposits	2.0%	4.8%	14.2%	10.2%	11.7%
Share Change	—	+2.8pp	+9.3pp	-4.0pp	+1.5pp

Range$30.01B – $192.27B

CAGR+455.4%

Avg YoY Growth+75.6%

Median YoY Growth+71.0%

Frequently Asked Questions

What is Wells Fargo & Company's time deposits?: Wells Fargo & Company (WFC) reported time deposits of $166.69B in Q4 2025.
How has Wells Fargo & Company's time deposits changed year-over-year?: Wells Fargo & Company's time deposits increased by 19.2% year-over-year, from $139.87B to $166.69B.
What is the long-term trend for Wells Fargo & Company's time deposits?: Over 5 years (2020 to 2025), Wells Fargo & Company's time deposits has grown at a 25.8% compound annual growth rate (CAGR), from $52.81B to $166.69B.
What does time deposits mean?: Cash held in interest-bearing accounts with fixed maturity dates.