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Time deposits at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$41.44B+39.6%
Center Bancorp logo
Center BancorpCNOB
$3.01B+18.1%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.98B+14.6%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
Community West Bancshares logo
Community West BancsharesCWBC
CNB Financial logo
CNB FinancialCCNE

Other financials

Income statement

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Revenue$26.9M+16.6%
Net income$10.6M+34.8%
EPS (diluted)$0.61+32.6%

Balance sheet

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Cash & equivalents$362.0M+71.9%
Total debt$25.0M-39.7%
Total equity$270.7M+13.8%
Total assets$4.0B+0.6%

Cash flow

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Operating cash flow$12.9M+32.2%
CapEx$497.0K-66.7%
Free cash flow$12.4M+50.0%

Valuation

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Market cap$440.86M+40.1%
Enterprise value$103.88M-28.6%
P/E12.5×+0.4×
P/S4.5×+0.7×

Profitability

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Net margin35.6%+4.5pp
FCF margin47.7%+16.5pp

Returns & leverage

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Return on equity13.9%+2.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: West Bancorporation’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is West Bancorporation's time deposits?
West Bancorporation (WTBA) reported time deposits of $515.83M in Q1 2026.
How has West Bancorporation's time deposits changed year-over-year?
West Bancorporation's time deposits decreased by 21.1% year-over-year, from $653.73M to $515.83M.
What is the long-term trend for West Bancorporation's time deposits?
Over 5 years (2020 to 2025), West Bancorporation's time deposits has grown at a 61.2% compound annual growth rate (CAGR), from $46.91M to $510.79M.
What does time deposits mean?
These are interest-bearing deposits with a specified maturity date, such as certificates of deposit. They provide a more stable and predictable funding source compared to demand deposits, though they typically carry higher interest costs. The balance reflects the bank's reliance on term funding to support its asset-liability management strategy.