Discontinued — last reported Q3 '23
Current Liabilities
Time deposits
Morgan Stanley Time deposits increased by 1.3% to $99.64B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 30.9%, from $76.11B to $99.64B. Over 4 years (FY 2021 to FY 2025), Time deposits shows an upward trend with a 61.0% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2018
Last reportedQ3 2023
Parent metricDeposits
How to read this metric
An increase may signal a shift toward more stable, but higher-cost, funding sources.
Detailed definition
This metric represents deposits held in accounts with a fixed maturity date, such as certificates of deposit, which typi...
Peer comparison
Standard metric for assessing the composition and cost of a bank's deposit base.
Metric ID:
bank_time_depositsHistorical Data
17 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $14.83B | $12.19B | $15.13B | $20.99B | $36.70B | $49.19B | $62.46B | $65.45B | $63.55B | $64.04B | $71.49B | $77.87B | $76.11B | $79.67B | $88.83B | $98.37B | $99.64B |
| QoQ Change | — | -17.8% | +24.2% | +38.7% | +74.8% | +34.0% | +27.0% | +4.8% | -2.9% | +0.8% | +11.6% | +8.9% | -2.3% | +4.7% | +11.5% | +10.7% | +1.3% |
| YoY Change | — | — | — | — | +147.5% | +303.6% | +312.7% | +211.8% | +73.2% | +30.2% | +14.5% | +19.0% | +19.8% | +24.4% | +24.3% | +26.3% | +30.9% |
| % of Deposits | 4.3% | 9.7% | 13.7% | 21.2% | 10.3% | 58.5% | 79.6% | 89.1% | 7221.8% | 84.3% | 101.1% | 106.4% | 10872.7% | 103.5% | 116.5% | 120.1% | 9426.7% |
| Share Change | — | +5.4pp | +4.0pp | +7.5pp | -10.9pp | +48.2pp | +21.1pp | +9.5pp | +7132.7pp | -7137.5pp | +16.8pp | +5.3pp | +10766.3pp | -10769.2pp | +13.0pp | +3.6pp | +9306.6pp |
Range$12.19B – $99.64B
CAGR+61.0%
Avg YoY Growth+95.2%
Median YoY Growth+30.2%
Current Streak4 quarters growth
Time deposits at Other Companies
Frequently Asked Questions
- What is Morgan Stanley's time deposits?
- Morgan Stanley (MS) reported time deposits of $99.64B in Q4 2025.
- How has Morgan Stanley's time deposits changed year-over-year?
- Morgan Stanley's time deposits increased by 30.9% year-over-year, from $76.11B to $99.64B.
- What is the long-term trend for Morgan Stanley's time deposits?
- Over 4 years (2021 to 2025), Morgan Stanley's time deposits has grown at a 61.0% compound annual growth rate (CAGR), from $14.83B to $99.64B.
- What does time deposits mean?
- Customer funds held in accounts with fixed terms that earn interest.