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Home Finance
$13.25M-59.5%

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Other financials

Income statement

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Revenue$54.7M+28.2%
Operating income-$56.6M+55.0%
Net income-$30.6M+15.7%
EPS (diluted)-$1.64+31.4%

Balance sheet

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Cash & equivalents$111.9M+36.9%
Total debt$4.6M-24.1%
Total equity$57.9M-24.4%
Total assets$1.5B+25.2%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$92.0K-77.4%
Free cash flow-$125.6M-119%

Valuation

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Market cap$291.73M+37.2%
Enterprise value$184.42M+34.7%
P/S1.5×-0.1×

Profitability

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Operating margin-343.9%
Net margin-94.5%-26.8pp
FCF margin-134.3%-50.5pp

Returns & leverage

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Return on equity-267.7%-42.4pp
Debt / equity0.1×0.0×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The source filing: Better Home & Finance’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 4:50 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-017747
Line itemHome FinanceBankingConsolidated
Technology25,7722,10227,874
Marketing and advertising38,2936338,356
Loan origination expense14,49914,499
Depreciation and amortization13,25081914,069
Other expenses/(income)2,24614,09816,344
Income tax expense (benefit)525(472)53
Net loss$(140,428)$(25,444)$(165,872)
Total Assets$640,556$864,878$1,505,434

Item 8. Financial Statements and Supplementary Data

FAQ

What is Better Home & Finance's banking — D&A?
Better Home & Finance (BETR) reported banking — D&A of $204.75K in Q4 2025.
How has Better Home & Finance's banking — D&A changed year-over-year?
Better Home & Finance's banking — D&A increased by 72.4% year-over-year, from $118.75K to $204.75K.
What does banking — D&A mean?
This represents the non-cash allocation of the cost of tangible and intangible assets used specifically within the banking business segment over their useful lives. It reflects the wear and tear of physical infrastructure or the consumption of capitalized software and technology platforms supporting banking operations. Investors use this to understand the capital intensity and reinvestment requirements of the segment.

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