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C&F Financial CFFI Community Banking — D&A

Other segment segments

Consumer Finance
$79K-1.3%
Mortgage Banking
$30K-9.1%

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:DepreciationAndAmortization.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's community banking — D&A?
C&F Financial (CFFI) reported community banking — D&A of $831K in Q1 2026.
How has C&F Financial's community banking — D&A changed year-over-year?
C&F Financial's community banking — D&A decreased by 5.0% year-over-year, from $875K to $831K.
What is the long-term trend for C&F Financial's community banking — D&A?
Over 4 years (2021 to 2025), C&F Financial's community banking — D&A has grown at a -4.3% compound annual growth rate (CAGR), from $4.11M to $3.46M.
What does community banking — D&A mean?
The non-cash expense recognized by the community banking segment to allocate the cost of tangible and intangible assets over their useful lives. It reflects the ongoing consumption of the segment's operational infrastructure and technology investments.