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Net Income at other companies

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$21.16B+41.2%
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Bank of AmericaBAC
$9.07B+27.5%
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Wells Fargo & CompanyWFC
$6.41B+16.6%
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Truist FinancialTFC
$1.55B+25.2%
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Bank of the James Financial GroupBOTJ
$3.24M+19.8%
VAB
Virginia National Bankshares CorporationVABK
$9.01M+113%

Segments

By segment

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Community Banking$8.17M+14.9%
All Other Segments-$1.13M-30.6%
Mortgage Banking$1.06M+7.6%
Consumer Finance$538K-0.2%

Other financials

Income statement

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Revenue$40.9M+12.4%
EPS (diluted)$2.63+11.0%

Balance sheet

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Cash & equivalents$62.1M-22.6%
Total debt$7.7M-82.0%
Total equity$277.8M+15.6%
Total assets$2.8B+4.6%

Cash flow

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Operating cash flow$24.7M+663%
CapEx$2.4M+325%
Free cash flow$22.3M+550%

Valuation

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Market cap$297.82M+28.3%
Enterprise value$243.38M+25.1%
P/E10.2×+0.8×
P/S+0.3×

Profitability

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Net margin19.5%+1.3pp
FCF margin25.9%+3.8pp

Returns & leverage

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Return on equity11.2%+0.6pp
Debt / equity-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: C&F Financial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 1:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000913341-26-000043
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other2,1011,9853,9023,878
Total noninterest expenses27,34724,63051,66247,689
Income before income taxes10,8699,62619,21316,150
Income tax expense2,2431,8593,7932,988
Net income8,6267,76715,42013,162
Less net income attributable to noncontrolling interest6376110103
Net income attributable to C&F Financial Corporation$8,563$7,691$15,310$13,059
Net income per share - basic and diluted$2.63$2.37$4.71$4.03

ITEM 1.FINANCIAL STATEMENTS

FAQ

What is C&F Financial's net income?
C&F Financial (CFFI) reported net income of $8.56M in Q2 2026.
How has C&F Financial's net income changed year-over-year?
C&F Financial's net income increased by 11.3% year-over-year, from $7.69M to $8.56M.
What is the long-term trend for C&F Financial's net income?
Over 4 years (2021 to 2025), C&F Financial's net income has grown at a -1.6% compound annual growth rate (CAGR), from $28.67M to $26.84M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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