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Bank of the James Financial Group BOTJ Net Income

Net Income at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$5.25B+7.3%
Truist Financial logo
Truist FinancialTFC
$1.48B+17.4%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$122.17M+145%
C&F Financial logo
C&F FinancialCFFI
$6.75M+25.7%
Riverview Bancorp logo
Riverview BancorpRVSB
-$8.04M-801%
PRO
Provident Financial HoldingsPROV
$1.35M-27.1%

Segments

By segment

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All Other Segments$9.03M+13.6%
Community Banking$2.31M+302%
Holding Company$760K-9.6%
Investment Advisory Services$401K-4.1%
Mortgage$289K+28,800%

Other financials

Income statement

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Revenue$12.7M+15.4%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's net income?
Bank of the James Financial Group (BOTJ) reported net income of $2.77M in Q1 2026.
How has Bank of the James Financial Group's net income changed year-over-year?
Bank of the James Financial Group's net income increased by 229.5% year-over-year, from $842K to $2.77M.
What is the long-term trend for Bank of the James Financial Group's net income?
Over 4 years (2021 to 2025), Bank of the James Financial Group's net income has grown at a 4.4% compound annual growth rate (CAGR), from $7.59M to $9.02M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.