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Net Income at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$6.41B+16.6%
Truist Financial logo
Truist FinancialTFC
$1.55B+25.2%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$161.01M+714%
C&F Financial logo
C&F FinancialCFFI
$8.56M+11.3%
PRO
Provident Financial HoldingsPROV
$2.18M+34.3%
Riverview Bancorp logo
Riverview BancorpRVSB
$1.69M+38.3%

Segments

By segment

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All Other Segments$9.03M+13.6%
Holding Company$3.24M+19.7%
Community Banking$2.7M+28.1%
Investment Advisory Services$507K+13.2%
Mortgage$156K-46.4%

Other financials

Income statement

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Revenue$13.7M+11.4%
EPS (diluted)$0.71+18.3%

Balance sheet

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Cash & equivalents$35.5M-54.4%
Total debt$3.3M-14.8%
Total equity$83.2M+16.0%
Total assets$1.0B+3.7%

Cash flow

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Operating cash flow$632.0K-82.7%
CapEx$300.0K+140%
Free cash flow$332.0K-90.6%

Valuation

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Market cap$121.4M+73.2%
P/E10.6×+0.8×
P/S2.4×+0.8×

Profitability

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Net margin22.2%+6.7pp
FCF margin22.2%+3.7pp

Returns & leverage

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Return on equity14.8%+4.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Bank of the James Financial Group’s 10-Q, filed August 12, 2026.

Filed
Aug 12, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001275101-26-000025
Data processing5197829941,602
Amortization of intangibles140140280280
Other390482840948
Total noninterest expenses9,3119,45518,67619,281
Income before income taxes4,0693,3987,5484,437
Income tax expense8296941,534891
Net income$ 3,240$ 2,704$ 6,014$ 3,546
Weighted average shares outstanding - basic and diluted4,543,3384,543,3384,543,3384,543,338
Earnings per common share - basic and diluted$ 0.71$ 0.60$ 1.32$ 0.78

Item 1. Consolidated Financial Statements

FAQ

What is Bank of the James Financial Group's net income?
Bank of the James Financial Group (BOTJ) reported net income of $3.24M in Q2 2026.
How has Bank of the James Financial Group's net income changed year-over-year?
Bank of the James Financial Group's net income increased by 19.8% year-over-year, from $2.7M to $3.24M.
What is the long-term trend for Bank of the James Financial Group's net income?
Over 4 years (2021 to 2025), Bank of the James Financial Group's net income has grown at a 4.4% compound annual growth rate (CAGR), from $7.59M to $9.02M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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