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Bank of the James Financial Group BOTJ Mortgage — Net Income Loss

Other segment segments

All Other Segments
$9.03M+13.6%
Community Banking
$2.31M+302%
Holding Company
$760K-9.6%
Investment Advisory Services
$401K-4.1%

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FCCOMortgage Banking1 — Net Income Loss
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SNFCAMortgage — Segment Net Income Loss
-$567.13K+62.5%
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CFFIMortgage Banking — Profit Loss
$910K+111%
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CIMMortgage Origination — Net income (loss)
$7.98M

Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Bank of the James Financial Group’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's mortgage — net income loss?
Bank of the James Financial Group (BOTJ) reported mortgage — net income loss of $289K in Q1 2026.
How has Bank of the James Financial Group's mortgage — net income loss changed year-over-year?
Bank of the James Financial Group's mortgage — net income loss increased by 28800.0% year-over-year, from $1K to $289K.
What is the long-term trend for Bank of the James Financial Group's mortgage — net income loss?
Over 4 years (2021 to 2025), Bank of the James Financial Group's mortgage — net income loss has grown at a -26.2% compound annual growth rate (CAGR), from $1.86M to $552K.
What does mortgage — net income loss mean?
This figure represents the final bottom-line profit or loss generated by the mortgage segment after all operating expenses, taxes, and non-controlling interests have been deducted. It serves as the definitive measure of the segment's contribution to the overall financial performance of the bank holding company. Monitoring this helps assess the ultimate value creation of the mortgage lending and brokerage activities.