Bank of the James Financial Group BOTJ Total debt
Discontinued — last reported Q4 '25
Total debt at other companies
Other financials
Where this comes from
Calculated from Bank of the James Financial Group’s reported figures.
Plus components not separately reported this period.
The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Bank of the James Financial Group's total debt?
- Bank of the James Financial Group (BOTJ) reported total debt of $3.35M in Q4 2025.
- How has Bank of the James Financial Group's total debt changed year-over-year?
- Bank of the James Financial Group's total debt decreased by 14.8% year-over-year, from $3.93M to $3.35M.
- What is the long-term trend for Bank of the James Financial Group's total debt?
- Over 5 years (2020 to 2025), Bank of the James Financial Group's total debt has grown at a -41.3% compound annual growth rate (CAGR), from $47.94M to $3.35M.
- What does total debt mean?
- Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.