Skip to content
OpenCapital
Get started

Bank of the James Financial Group BOTJ Finance Lease Liabilities

Finance Lease Liabilities at other companies

Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$10.59M+94.7%
Riverview Bancorp logo
Riverview BancorpRVSB
$2.02M-3.8%
PRO
Provident Financial HoldingsPROV
$53K-33.8%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
$3.56M-14.7%
Center Bancorp logo
Center BancorpCNOB
$946K-23.3%

Segments

By geography

See full
Lynchburg Virginia$1.6M-20.0%

Other financials

Income statement

See full
Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

See full
Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

See full
Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

See full
Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

See full
Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

See full
Return on equity14.6%+4.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bank of the James Financial Group's finance lease liabilities.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Bank of the James Financial Group's finance lease liabilities?
Bank of the James Financial Group (BOTJ) reported finance lease liabilities of $2.17M in Q4 2025.
How has Bank of the James Financial Group's finance lease liabilities changed year-over-year?
Bank of the James Financial Group's finance lease liabilities decreased by 17.2% year-over-year, from $2.62M to $2.17M.
What is the long-term trend for Bank of the James Financial Group's finance lease liabilities?
Over 5 years (2020 to 2025), Bank of the James Financial Group's finance lease liabilities has grown at a -11.9% compound annual growth rate (CAGR), from $4.09M to $2.17M.
What does finance lease liabilities mean?
Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.