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Free cash flow at other companies

Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$143.77M-92.5%
C&F Financial logo
C&F FinancialCFFI
$22.29M+550%
PRO
Provident Financial HoldingsPROV
$1.75M-47.0%
Riverview Bancorp logo
Riverview BancorpRVSB
$1.87M+342%
VAB
Virginia National Bankshares CorporationVABK
$3.41M-49.2%
National Bankshares logo
National BanksharesNKSH
$3.32M+118%

Other financials

Income statement

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Revenue$13.7M+11.4%
Net income$3.2M+19.8%
EPS (diluted)$0.71+18.3%

Balance sheet

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Cash & equivalents$35.5M-54.4%
Total debt$3.3M-14.8%
Total equity$83.2M+16.0%
Total assets$1.0B+3.7%

Cash flow

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Operating cash flow$632.0K-82.7%
CapEx$300.0K+140%

Valuation

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Market cap$121.4M+73.2%
P/E10.6×+0.8×
P/S2.4×+0.8×

Profitability

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Net margin22.2%+6.7pp
FCF margin22.2%+3.7pp

Returns & leverage

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Return on equity14.8%+4.1pp
Debt / equity0.0×

Where this comes from

Calculated from Bank of the James Financial Group’s reported figures.

The source filing: Bank of the James Financial Group’s 10-Q, filed August 12, 2026. Open the filing →

Filed
Aug 12, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001275101-26-000025

FAQ

What is Bank of the James Financial Group's free cash flow?
Bank of the James Financial Group (BOTJ) reported free cash flow of $332K in Q2 2026.
How has Bank of the James Financial Group's free cash flow changed year-over-year?
Bank of the James Financial Group's free cash flow decreased by 90.6% year-over-year, from $3.53M to $332K.
What is the long-term trend for Bank of the James Financial Group's free cash flow?
Over 3 years (2021 to 2025), Bank of the James Financial Group's free cash flow has grown at a -7.9% compound annual growth rate (CAGR), from $13.44M to $10.5M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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