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C&F Financial CFFI Free cash flow

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Other financials

Income statement

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Revenue$40.9M+12.4%
Net income$8.6M+11.3%
EPS (diluted)$2.63+11.0%

Balance sheet

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Cash & equivalents$62.1M-22.6%
Total debt$7.7M-82.0%
Total equity$277.8M+15.6%
Total assets$2.8B+4.6%

Cash flow

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Operating cash flow$24.7M+663%
CapEx$2.4M+325%

Valuation

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Market cap$297.82M+28.3%
Enterprise value$243.38M+25.1%
P/E10.2×+0.8×
P/S+0.3×

Profitability

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Net margin19.5%+1.3pp
FCF margin25.9%+3.8pp

Returns & leverage

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Return on equity11.2%+0.6pp
Debt / equity-0.1×

Where this comes from

Calculated from C&F Financial’s reported figures.

The source filing: C&F Financial’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 1:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000913341-26-000043

FAQ

What is C&F Financial's free cash flow?
C&F Financial (CFFI) reported free cash flow of $22.29M in Q2 2026.
How has C&F Financial's free cash flow changed year-over-year?
C&F Financial's free cash flow increased by 549.9% year-over-year, from -$4.95M to $22.29M.
What is the long-term trend for C&F Financial's free cash flow?
Over 4 years (2021 to 2025), C&F Financial's free cash flow has grown at a -38.3% compound annual growth rate (CAGR), from $152.6M to $22.16M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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