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Total debt at other companies

National Bankshares logo
National BanksharesNKSH
$1.91M+34.6%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$198.74M-34.2%
JPMorgan Chase logo
JPMorgan ChaseJPM
Bank of America logo
Bank of AmericaBAC
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
Truist Financial logo
Truist FinancialTFC

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Calculated from C&F Financial’s reported figures.

Plus components not separately reported this period.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's total debt?
C&F Financial (CFFI) reported total debt of $20M in Q1 2026.
How has C&F Financial's total debt changed year-over-year?
C&F Financial's total debt decreased by 44.3% year-over-year, from $35.91M to $20M.
What is the long-term trend for C&F Financial's total debt?
Over 5 years (2020 to 2025), C&F Financial's total debt has grown at a 0.7% compound annual growth rate (CAGR), from $29.25M to $30.32M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.