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C&F Financial CFFI Return on equity

Return on equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
16.5%-0.9pp
Bank of America logo
Bank of AmericaBAC
10.7%+1.2pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
12.1%+1.0pp
Truist Financial logo
Truist FinancialTFC
8.2%
National Bankshares logo
National BanksharesNKSH
9.9%+4.2pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
12.1%+2.4pp

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Debt / equity0.1×-0.1×

Where this comes from

Calculated from C&F Financial’s reported figures.

Based on trailing twelve months.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's return on equity?
C&F Financial (CFFI) reported return on equity of 11.3% in Q1 2026.
How has C&F Financial's return on equity changed year-over-year?
C&F Financial's return on equity increased by 16.7% year-over-year, from 9.7% to 11.3%.
What is the long-term trend for C&F Financial's return on equity?
Over 5 years (2020 to 2025), C&F Financial's return on equity has grown at a -2.3% compound annual growth rate (CAGR), from 12.3% to 11%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.