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C&F Financial CFFI Debt-to-equity

Debt-to-equity at other companies

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JPMorgan ChaseJPM
1.4×+0.1×
Bank of America logo
Bank of AmericaBAC
1.1×+0.1×
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1.2×-0.5×
Truist Financial logo
Truist FinancialTFC
1.1×
National Bankshares logo
National BanksharesNKSH
0.0×
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
0.6×-0.4×

Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp

Where this comes from

Calculated from C&F Financial’s reported figures.

Based on the most recent quarter.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's debt-to-equity?
C&F Financial (CFFI) reported debt-to-equity of 0.1× in Q1 2026.
How has C&F Financial's debt-to-equity changed year-over-year?
C&F Financial's debt-to-equity decreased by 50.8% year-over-year, from 0.2× to 0.1×.
What is the long-term trend for C&F Financial's debt-to-equity?
Over 5 years (2020 to 2025), C&F Financial's debt-to-equity has grown at a -5.2% compound annual growth rate (CAGR), from 0.2× to 0.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.