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Free cash flow at other companies

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M&T BankMTB
$916M+50.2%
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Fulton FinancialFULT
$113.22M+1,408%
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Fidelity D & D Bancorp, Inc.FDBC
$17.15M+149%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$17.89M+72.7%
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National BanksharesNKSH
$3.32M+118%
CB Financial Services logo
CB Financial ServicesCBFV
$7.36M+89.9%

Other financials

Income statement

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Revenue$24.5M+9.6%
Net income$6.6M+11.9%
EPS (diluted)$1.47+11.4%

Balance sheet

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Cash & equivalents$195.0M-6.1%
Total debt$4.3M+3.4%
Total equity$183.8M+16.8%
Total assets$2.3B+2.1%

Cash flow

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Operating cash flow$6.7M+30.2%
CapEx--100%

Valuation

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Market cap$279.33M+34.0%
Enterprise value$88.55M+1,780%
P/E11.3×-3.0×
P/S+0.3×

Profitability

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Net margin26%+7.2pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.4%+4.6pp
Debt / equity0.0×

Where this comes from

Calculated from Franklin Financial Services Corporation’s reported figures.

The source filing: Franklin Financial Services Corporation’s 10-K, filed March 13, 2026. Open the filing →

Filed
Mar 13, 2026, 4:52 PM EDT
Fiscal year
FY2025
Accession
0000723646-26-000016

FAQ

What is Franklin Financial Services Corporation's free cash flow?
Franklin Financial Services Corporation (FRAF) reported free cash flow of $3.2M in Q4 2025.
How has Franklin Financial Services Corporation's free cash flow changed year-over-year?
Franklin Financial Services Corporation's free cash flow decreased by 16.6% year-over-year, from $3.84M to $3.2M.
What is the long-term trend for Franklin Financial Services Corporation's free cash flow?
Over 4 years (2021 to 2025), Franklin Financial Services Corporation's free cash flow has grown at a 8.8% compound annual growth rate (CAGR), from $17.54M to $24.58M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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