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Total debt at other companies

Fulton Financial logo
Fulton FinancialFULT
$1.94B-11.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$198.74M-34.2%
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
$6.91M-16.6%
M&T Bank logo
M&T BankMTB
PNC Financial Services logo
PNC Financial ServicesPNC
Fidelity D & D Bancorp, Inc. logo
Fidelity D & D Bancorp, Inc.FDBC

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+82.2%
Enterprise value$74.88M-252%
P/E11.8×+1.1×
P/S+1.0×

Profitability

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Net margin25.9%+10.0pp
FCF margin27.7%+0.7pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $4.39M.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's total debt?
Franklin Financial Services Corporation (FRAF) reported total debt of $4.39M in Q1 2026.
How has Franklin Financial Services Corporation's total debt changed year-over-year?
Franklin Financial Services Corporation's total debt increased by 3.3% year-over-year, from $4.25M to $4.39M.
What is the long-term trend for Franklin Financial Services Corporation's total debt?
Over 5 years (2020 to 2025), Franklin Financial Services Corporation's total debt has grown at a -6.4% compound annual growth rate (CAGR), from $5.33M to $3.84M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.