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Free cash flow margin at other companies

M&T Bank logo
M&T BankMTB
32.2%-5.2pp
Fulton Financial logo
Fulton FinancialFULT
30.6%+12.5pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
37%+8.8pp
Blue Ridge Bankshares logo
Blue Ridge BanksharesBRBS
34.7%+31.8pp
National Bankshares logo
National BanksharesNKSH
28.6%+19.7pp
Financial Institutions logo
Financial InstitutionsFISI
33%-35.0pp

Other financials

Income statement

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Revenue$23.9M+18.4%
Net income$6.6M+69.2%
EPS (diluted)$1.48+68.2%

Balance sheet

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Cash & equivalents$210.8M-6.3%
Total debt$4.4M+3.3%
Total equity$178.7M+18.1%
Total assets$2.3B+1.8%

Cash flow

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Operating cash flow$24.1M+173%
CapEx--100%
Free cash flow$3.2M-16.6%

Valuation

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Market cap$281.26M+82.2%
Enterprise value$74.88M-252%
P/E11.8×+1.1×
P/S+1.0×

Profitability

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Net margin25.9%+10.0pp

Returns & leverage

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Return on equity14.5%+6.3pp
Debt / equity0.0×

Where this comes from

Calculated from Franklin Financial Services Corporation’s reported figures.

Based on trailing twelve months.

The official record: Franklin Financial Services Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Franklin Financial Services Corporation's free cash flow margin?
Franklin Financial Services Corporation (FRAF) reported free cash flow margin of 27.7% in Q4 2025.
How has Franklin Financial Services Corporation's free cash flow margin changed year-over-year?
Franklin Financial Services Corporation's free cash flow margin increased by 2.7% year-over-year, from 27% to 27.7%.
What is the long-term trend for Franklin Financial Services Corporation's free cash flow margin?
Over 4 years (2021 to 2025), Franklin Financial Services Corporation's free cash flow margin has grown at a 0.3% compound annual growth rate (CAGR), from 27.3% to 27.7%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.