What is Bank of the James Financial Group's current debt?

Bank of the James Financial Group (BOTJ) reported current debt of $0 in Q4 2025.

What does current debt mean?

The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.

Bank of the James Financial Group BOTJ Current Debt

Current Debt at other companies

Wells Fargo & CompanyWFC

$32.28B-76.9%

Truist FinancialTFC

$27.44B—

Atlantic Union BanksharesAUB

$529.61M+829%

C&F FinancialCFFI

$20M-44.3%

PRO

Provident Financial HoldingsPROV

$163M+12.0%

VAB

Virginia National Bankshares CorporationVABK

$20M0.0%

Other financials

Income statement

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Revenue$12.7M+15.4%

Net income$2.8M+229%

EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%

Total debt$3.3M-14.8%

Total equity$81.3M+18.9%

Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%

CapEx$382.0K-38.6%

Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%

P/E10.6×+1.8×

P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp

FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:OtherShortTermBorrowings.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's current debt?: Bank of the James Financial Group (BOTJ) reported current debt of $0 in Q4 2025.
What does current debt mean?: The portion of long-term debt maturing within the next 12 months, requiring refinancing or repayment from operating cash flows.