Bank of the James Financial Group BOTJ Holding Company — Net Income Loss

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Questions, answered.

What is Bank of the James Financial Group's holding company — net income loss?

Bank of the James Financial Group (BOTJ) reported holding company — net income loss of $760K in Q1 2026.

How has Bank of the James Financial Group's holding company — net income loss changed year-over-year?

Bank of the James Financial Group's holding company — net income loss decreased by 9.6% year-over-year, from $841K to $760K.

What does holding company — net income loss mean?

This metric represents the net profit or loss generated specifically by the parent holding company entity, excluding the operational results of its banking subsidiaries. It reflects the holding company's standalone financial performance, including interest income on parent-level assets, dividend income from subsidiaries, and corporate-level overhead costs. Investors use this to assess the financial health and profitability of the parent entity independent of its core banking operations.